Crypto cards with no annual fee
24 of the 28 cards on G2M, ranked by the G2M score. Top ranked: Ethena Pay (83/100), Bleap Card (75/100) and Wirex One Card (74/100).
These cards have an entry tier with no yearly or monthly subscription. Higher tiers of the same card may cost money or ask you to hold or stake a token.
A free card is not always the cheapest one to use: the FX fee and per-purchase fees can cost more over a year than a small annual fee.
- Cashback
- 0.5% to 8%
- Annual fee
- Free
- FX fee
- 0%
- Custody
- Self-custodial
- Cashback
- 2% to 3%
- Annual fee
- Free
- FX fee
- 1.7%
- Custody
- Custodial
- Cashback
- 1.5% to 3%
- Annual fee
- Free
- FX fee
- 2%
- Custody
- Custodial or self-custodial
- Cashback
- Not published
- Annual fee
- Free
- FX fee
- 0%
- Custody
- Self-custodial
- Cashback
- 1% to 8%
- Annual fee
- Free
- FX fee
- Not published
- Custody
- Self-custodial
- Cashback
- Not published
- Annual fee
- Free
- FX fee
- 1.2%
- Custody
- Custodial
- Cashback
- Up to 6%
- Annual fee
- Free
- FX fee
- 3%
- Custody
- Custodial
- Cashback
- Not published
- Annual fee
- Free
- FX fee
- 3%
- Custody
- Self-custodial
- Cashback
- Not published
- Annual fee
- Free
- FX fee
- 1%
- Custody
- Self-custodial
Cashback and annual fee are for each card's range of tiers and its entry tier. Card data last checked 28 Oct 2026; each review lists its sources. See this list in the rankings to sort it by any column or pick your country.
What to check before you pick
- Check for a one-off fee to get the card, or the cost of a physical card and shipping.
- Compare the FX fee if you spend in a currency other than the one the card bills in.
- Use the rewards calculator to see what each card keeps you after fees at your own spending.
- The rewards calculator works out what each card keeps you a year at your own spending, after every fee.
Questions
What are the best crypto cards with no annual fee?
On the G2M score, the top-ranked crypto cards with no annual fee are Ethena Pay (83/100), Bleap Card (75/100) and Wirex One Card (74/100). The score uses the same rules for every card: rewards, fees, where it works, banking features and who holds your funds.
How many crypto cards with no annual fee are there?
24 of the 28 crypto cards on G2M.