#6 of 26MastercardDebitSelf-custodial
MetaMask Card
Spend straight from your MetaMask wallet. Free virtual card, or a $199 Metal card with 0% FX and free ATM cash.
Key facts
- Cashback
- 1%
- Annual fee
- Free
- FX fee
- 1%
- Top-up fee
- 0%
- Per-purchase fee
- None listed
- ATM
- 2%; Metal: free up to $1,200 a month
- Card types
- virtual, physical, metal
- Mobile wallets
- Apple Pay + Google Pay
Cashback: 1% on both the free and Metal cards.
FX: Billed in your own local currency (US dollars in Argentina), so no FX fee at home. The free card adds 1% when the merchant is abroad; Metal does not.
G2M score worldwide
Rewards7.1/25
Fees27/30
Coverage17/20
Ecosystem9/15
Control10/10
Where it works
- IndiaNot available
- UAENot available
- United StatesNot available
- United KingdomNot available
- EU / EEAAvailable
53 countries incl. the EU, Latin America and Canada; new sign-ups paused in the US and UK. Includes Argentina, Austria, Brazil, Canada, Switzerland.
Countries
53 available197 not available
Available in 53 countries
Europe 33
- Andorra
- Austria
- Belgium
- Bulgaria
- Croatia
- Cyprus
- Denmark
- Finland
- France
- Germany
- Gibraltar
- Greece
- Guernsey
- Hungary
- Iceland
- Ireland
- Isle of Man
- Italy
- Jersey
- Liechtenstein
- Luxembourg
- Malta
- Monaco
- Netherlands
- Norway
- Poland
- Portugal
- Romania
- Slovakia
- Slovenia
- Spain
- Sweden
- Switzerland
Middle East 2
- Bahrain
- Oman
North America and the Caribbean 9
- Canada
- Costa Rica
- Dominican Republic
- El Salvador
- Guatemala
- Mexico
- Panama
- Puerto Rico
- U.S. Virgin Islands
South America 5
- Argentina
- Brazil
- Chile
- Colombia
- Uruguay
Oceania 4
- American Samoa
- Guam
- Northern Mariana Islands
- U.S. Outlying Islands
Not available in 197 countries
- Afghanistan
- Åland Islands
- Albania
- Algeria
- Angola
- Anguilla
- Antarctica
- Antigua & Barbuda
- Armenia
- Aruba
- Australia
- Azerbaijan
- Bahamas
- Bangladesh
- Barbados
- Belarus
- Belize
- Benin
- Bermuda
- Bhutan
- Bolivia
- Bosnia & Herzegovina
- Botswana
- Bouvet Island
- British Indian Ocean Territory
- British Virgin Islands
- Brunei
- Burkina Faso
- Burundi
- Cambodia
- Cameroon
- Cape Verde
- Caribbean Netherlands
- Cayman Islands
- Central African Republic
- Chad
- China
- Christmas Island
- Cocos (Keeling) Islands
- Comoros
- Congo
- Cook Islands
- Côte d'Ivoire
- Cuba
- Curaçao
- Czechia
- Djibouti
- Dominica
- DR Congo
- Ecuador
- Egypt
- Equatorial Guinea
- Eritrea
- Estonia
- Eswatini
- Ethiopia
- Falkland Islands
- Faroe Islands
- Fiji
- French Guiana
- French Polynesia
- French Southern Territories
- Gabon
- Gambia
- Georgia
- Ghana
- Greenland
- Grenada
- Guadeloupe
- Guinea
- Guinea-Bissau
- Guyana
- Haiti
- Heard & McDonald Islands
- Honduras
- Hong Kong
- India
- Indonesia
- Iran
- Iraq
- Israel
- Jamaica
- Japan
- Jordan
- Kazakhstan
- Kenya
- Kiribati
- Kosovo
- Kuwait
- Kyrgyzstan
- Laos
- Latvia
- Lebanon
- Lesotho
- Liberia
- Libya
- Lithuania
- Macao
- Madagascar
- Malawi
- Malaysia
- Maldives
- Mali
- Marshall Islands
- Martinique
- Mauritania
- Mauritius
- Mayotte
- Micronesia
- Moldova
- Mongolia
- Montenegro
- Montserrat
- Morocco
- Mozambique
- Myanmar
- Namibia
- Nauru
- Nepal
- New Caledonia
- New Zealand
- Nicaragua
- Niger
- Nigeria
- Niue
- Norfolk Island
- North Korea
- North Macedonia
- Pakistan
- Palau
- Palestine
- Papua New Guinea
- Paraguay
- Peru
- Philippines
- Pitcairn Islands
- Qatar
- Réunion
- Russia
- Rwanda
- Samoa
- San Marino
- São Tomé & Príncipe
- Saudi Arabia
- Senegal
- Serbia
- Seychelles
- Sierra Leone
- Singapore
- Sint Maarten
- Solomon Islands
- Somalia
- South Africa
- South Georgia & South Sandwich Islands
- South Korea
- South Sudan
- Sri Lanka
- St. Barthélemy
- St. Helena
- St. Kitts & Nevis
- St. Lucia
- St. Martin
- St. Pierre & Miquelon
- St. Vincent & Grenadines
- Sudan
- Suriname
- Svalbard & Jan Mayen
- Syria
- Taiwan
- Tajikistan
- Tanzania
- Thailand
- Timor-Leste
- Togo
- Tokelau
- Tonga
- Trinidad & Tobago
- Tunisia
- Türkiye
- Turkmenistan
- Turks & Caicos Islands
- Tuvalu
- Uganda
- Ukraine
- United Arab Emirates
- United Kingdom
- United States
- Uzbekistan
- Vanuatu
- Vatican City
- Venezuela
- Vietnam
- Wallis & Futuna
- Western Sahara
- Yemen
- Zambia
- Zimbabwe
From MetaMask Card's own country list. Countries it does not list are marked not available.
Banking features
- Bank account (IBAN or account number)
- No
- Send money to a bank account
- 3 currencies
- Buy and sell crypto with fiat
- Buy and sell
- Spend against crypto without selling
- No
- Yield on your balance
- Yes
- ID check for people living abroad
- Not published
- Citizens turned away
- Not published
Tiers and plans
[ tier break-even ]
When a paid tier pays for itself against Virtual (free), with its yearly fee and monthly cashback cap counted.
- Metal ($199/yr) never beats Virtual (free) (checked up to $100,000 a month).
| Tier | Cost per year | Cashback | Monthly cap | FX fee | How to get it | Perks |
|---|---|---|---|---|---|---|
| Virtual | Free | 1% | — | 1% | Free to join | — |
| Metal | $199 | 1% | — | 0% | — | Free ATM withdrawals up to $1,200 a month · Physical metal card |
Real swipe receipt
What one purchase really costs on MetaMask Card, with every fee and the cashback.
What's good
- Self-custodial, spends from your own wallet
- Metal tier has 0% FX
Watch out for
- Only 1% back
- Metal costs $199 a year
- New sign-ups paused in the US and UK
More details
- Other fees
- Metal card replacement $99
- Perks
- Works on Base, Linea, Monad and Solana
- Spend from
- USDC, USDT, EURe, GBPe
Sources · last checked 25 Oct 2026
- DefiLlama card dataset · 28 Sept 2026
- MetaMask Help Center: Card FAQ (region selector) (country list compiled by Card Map) · 4 Oct 2026
- MetaMask Support: MetaMask Card limits and fees · 24 Oct 2026
- MetaMask Help: MetaMask Card FAQs · 24 Oct 2026
- MetaMask Help: MetaMask Metal card · 24 Oct 2026
- MetaMask Help: Money Account · 24 Oct 2026
- MetaMask Help: Sell crypto for currency in MetaMask · 25 Oct 2026
- MetaMask Help: User guide: mUSD · 24 Oct 2026
- MetaMask Help: Get started with MetaMask Card · 25 Oct 2026
Terms change often. Confirm fees and availability on the official MetaMask site before you apply. Spotted something out of date? Tell us.
