#11 of 26VisaCreditSelf-custodial

Avici Card

Visa secured credit card from Avici, backed by USDC that stays in a smart contract you own. No cashback, but no FX markup from Avici.

Key facts

Cashback
Not published
Annual fee
Free
FX fee
0%
Top-up fee
0%
Per-purchase fee
None listed
ATM
Platinum: $1 + 0.65%. Signature: free. Up to $1,000 a withdrawal and $3,000 a day.
Card types
virtual, physical
Mobile wallets
Apple Pay + Google Pay

Cashback: No cashback program. Signature cards carry standard Visa Signature benefits.

FX: Avici adds no FX markup. Visa may add a 0.4% to 1% cross-border fee on non-USD purchases.

G2M score worldwide

66/100
Rewards0/25
Fees26/30
Coverage15/20
Ecosystem15/15
Control10/10
How the score works

Where it works

  • IndiaNot available
  • UAEAvailable
  • United StatesAvailable
  • United KingdomNot available
  • EU / EEANot available

49 countries incl. the UAE, Latin America and 31 US states. Includes United Arab Emirates, Singapore, Mexico, Brazil.

Banking features

Bank account (IBAN or account number)
In your name
Send money to a bank account
2 currencies
Buy and sell crypto with fiat
Buy and sell
Spend against crypto without selling
Yes
Yield on your balance
Yes
ID check for people living abroad
Not published
Citizens turned away
United States

Tiers and plans

[ tier break-even ]

When a paid tier pays for itself against Platinum (free), with its yearly fee and monthly cashback cap counted.

  • Signature ($20/yr) never beats Platinum (free) (checked up to $100,000 a month).
TierCost per yearCashbackMonthly capFX feeHow to get itPerks
PlatinumFreeOne-time card fee: $15 virtual, $50 physicalNot published—0%Free to join—
Signature$20$30 (virtual) or $75 (physical) in the first yearNot published—0%$30 the first year, then $20 a yearVisa Signature benefits · Free ATM withdrawals

Real swipe receipt

What one purchase really costs on Avici Card, with every fee and the cashback.

[ swipe receipt ]Try a $10 coffee, a $50 dinner or a $200 hotel on Avici Card, in your own currency, and post the receipt on X.Open the receipt

What's good

  • No Avici FX markup and $0 transaction fees
  • Available in the UAE and 31 US states
  • Self-custodial: only your wallet can withdraw

Watch out for

  • No cashback
  • Not available to residents of India
  • Not available in the UK or EU

More details

Other fees
Virtual Platinum: $15 one-time ($10 for each extra card) · Physical Platinum: $50 one-time · Signature: $30 (virtual) or $75 (physical) the first year, then $20 a year
Perks
No transaction, top-up or wallet withdrawal fees
Spend from
USDC, USDT
Issuer
Third National

Sources · last checked 25 Oct 2026

Terms change often. Confirm fees and availability on the official Avici site before you apply. Spotted something out of date? Tell us.

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