Avici Card
Visa secured credit card from Avici, backed by USDC that stays in a smart contract you own. No cashback, but no FX markup from Avici.
Key facts
- Cashback
- Not published
- Annual fee
- Free
- FX fee
- 0%
- Top-up fee
- 0%
- Per-purchase fee
- None listed
- ATM
- Platinum: $1 + 0.65%. Signature: free. Up to $1,000 a withdrawal and $3,000 a day.
- Card types
- virtual, physical
- Mobile wallets
- Apple Pay + Google Pay
Cashback: No cashback program. Signature cards carry standard Visa Signature benefits.
FX: Avici adds no FX markup. Visa may add a 0.4% to 1% cross-border fee on non-USD purchases.
G2M score worldwide
Where it works
- IndiaNot available
- UAEAvailable
- United StatesAvailable
- United KingdomNot available
- EU / EEANot available
49 countries incl. the UAE, Latin America and 31 US states. Includes United Arab Emirates, Singapore, Mexico, Brazil.
Countries
Available in 49 countries
Middle East 1
- United Arab Emirates
Asia 8
- Bangladesh
- Hong Kong
- Japan
- Malaysia
- Pakistan
- Philippines
- Singapore
- Thailand
Africa 9
- Côte d'Ivoire
- Egypt
- Ghana
- Kenya
- Morocco
- Senegal
- South Africa
- Uganda
- Zambia
North America and the Caribbean 19
- Antigua & Barbuda
- Bahamas
- Barbados
- Belize
- Cayman Islands
- Costa Rica
- Dominican Republic
- El Salvador
- Grenada
- Guatemala
- Honduras
- Mexico
- Panama
- St. Kitts & Nevis
- St. Lucia
- St. Vincent & Grenadines
- Trinidad & Tobago
- Turks & Caicos Islands
- United States
South America 10
- Argentina
- Bolivia
- Brazil
- Colombia
- Ecuador
- Guyana
- Paraguay
- Peru
- Suriname
- Uruguay
Oceania 2
- Australia
- New Zealand
Not available in 201 countries
- Afghanistan
- Åland Islands
- Albania
- Algeria
- American Samoa
- Andorra
- Angola
- Anguilla
- Antarctica
- Armenia
- Aruba
- Austria
- Azerbaijan
- Bahrain
- Belarus
- Belgium
- Benin
- Bermuda
- Bhutan
- Bosnia & Herzegovina
- Botswana
- Bouvet Island
- British Indian Ocean Territory
- British Virgin Islands
- Brunei
- Bulgaria
- Burkina Faso
- Burundi
- Cambodia
- Cameroon
- Canada
- Cape Verde
- Caribbean Netherlands
- Central African Republic
- Chad
- Chile
- China
- Christmas Island
- Cocos (Keeling) Islands
- Comoros
- Congo
- Cook Islands
- Croatia
- Cuba
- Curaçao
- Cyprus
- Czechia
- Denmark
- Djibouti
- Dominica
- DR Congo
- Equatorial Guinea
- Eritrea
- Estonia
- Eswatini
- Ethiopia
- Falkland Islands
- Faroe Islands
- Fiji
- Finland
- France
- French Guiana
- French Polynesia
- French Southern Territories
- Gabon
- Gambia
- Georgia
- Germany
- Gibraltar
- Greece
- Greenland
- Guadeloupe
- Guam
- Guernsey
- Guinea
- Guinea-Bissau
- Haiti
- Heard & McDonald Islands
- Hungary
- Iceland
- India
- Indonesia
- Iran
- Iraq
- Ireland
- Isle of Man
- Israel
- Italy
- Jamaica
- Jersey
- Jordan
- Kazakhstan
- Kiribati
- Kosovo
- Kuwait
- Kyrgyzstan
- Laos
- Latvia
- Lebanon
- Lesotho
- Liberia
- Libya
- Liechtenstein
- Lithuania
- Luxembourg
- Macao
- Madagascar
- Malawi
- Maldives
- Mali
- Malta
- Marshall Islands
- Martinique
- Mauritania
- Mauritius
- Mayotte
- Micronesia
- Moldova
- Monaco
- Mongolia
- Montenegro
- Montserrat
- Mozambique
- Myanmar
- Namibia
- Nauru
- Nepal
- Netherlands
- New Caledonia
- Nicaragua
- Niger
- Nigeria
- Niue
- Norfolk Island
- North Korea
- North Macedonia
- Northern Mariana Islands
- Norway
- Oman
- Palau
- Palestine
- Papua New Guinea
- Pitcairn Islands
- Poland
- Portugal
- Puerto Rico
- Qatar
- Réunion
- Romania
- Russia
- Rwanda
- Samoa
- San Marino
- São Tomé & Príncipe
- Saudi Arabia
- Serbia
- Seychelles
- Sierra Leone
- Sint Maarten
- Slovakia
- Slovenia
- Solomon Islands
- Somalia
- South Georgia & South Sandwich Islands
- South Korea
- South Sudan
- Spain
- Sri Lanka
- St. Barthélemy
- St. Helena
- St. Martin
- St. Pierre & Miquelon
- Sudan
- Svalbard & Jan Mayen
- Sweden
- Switzerland
- Syria
- Taiwan
- Tajikistan
- Tanzania
- Timor-Leste
- Togo
- Tokelau
- Tonga
- Tunisia
- Türkiye
- Turkmenistan
- Tuvalu
- U.S. Outlying Islands
- U.S. Virgin Islands
- Ukraine
- United Kingdom
- Uzbekistan
- Vanuatu
- Vatican City
- Venezuela
- Vietnam
- Wallis & Futuna
- Western Sahara
- Yemen
- Zimbabwe
From Avici Card's own country list. Countries it does not list are marked not available.
Banking features
- Bank account (IBAN or account number)
- In your name
- Send money to a bank account
- 2 currencies
- Buy and sell crypto with fiat
- Buy and sell
- Spend against crypto without selling
- Yes
- Yield on your balance
- Yes
- ID check for people living abroad
- Not published
- Citizens turned away
- United States
Tiers and plans
When a paid tier pays for itself against Platinum (free), with its yearly fee and monthly cashback cap counted.
- Signature ($20/yr) never beats Platinum (free) (checked up to $100,000 a month).
| Tier | Cost per year | Cashback | Monthly cap | FX fee | How to get it | Perks |
|---|---|---|---|---|---|---|
| Platinum | FreeOne-time card fee: $15 virtual, $50 physical | Not published | — | 0% | Free to join | — |
| Signature | $20$30 (virtual) or $75 (physical) in the first year | Not published | — | 0% | $30 the first year, then $20 a year | Visa Signature benefits · Free ATM withdrawals |
Real swipe receipt
What one purchase really costs on Avici Card, with every fee and the cashback.
What's good
- No Avici FX markup and $0 transaction fees
- Available in the UAE and 31 US states
- Self-custodial: only your wallet can withdraw
Watch out for
- No cashback
- Not available to residents of India
- Not available in the UK or EU
More details
- Other fees
- Virtual Platinum: $15 one-time ($10 for each extra card) · Physical Platinum: $50 one-time · Signature: $30 (virtual) or $75 (physical) the first year, then $20 a year
- Perks
- No transaction, top-up or wallet withdrawal fees
- Spend from
- USDC, USDT
- Issuer
- Third National
Sources · last checked 25 Oct 2026
- Avici docs: fees and limits · 24 Oct 2026
- Avici docs: regions and prohibitions · 22 Oct 2026
- Avici docs: how secured credit cards work · 22 Oct 2026
- Avici docs: Platinum and Signature cards · 22 Oct 2026
- Avici: Terms of Service, Avici Card · 25 Oct 2026
- Avici Docs: Virtual Accounts · 24 Oct 2026
- Avici Docs: Virtual Accounts fees and limits · 24 Oct 2026
- Avici Docs: Credit Line · 24 Oct 2026
- Avici Docs: Secured Credit Cards · 24 Oct 2026
- Avici Docs: Stablecoin Yields · 24 Oct 2026
- Avici Docs: Profile Verification (card) · 25 Oct 2026
- Avici Docs: Virtual Accounts - Documents Required · 25 Oct 2026
- Avici Docs: Avici Card Terms (USA) · 25 Oct 2026
- Avici Docs: Virtual Accounts - Available and Prohibited Regions · 25 Oct 2026
- Avici Docs: Virtual Accounts - Fees and Limits · 25 Oct 2026
- Avici Docs: Spending and Transactions · 25 Oct 2026
- Avici Docs: Virtual Accounts - Blockchains, Currencies and Payment Rails · 25 Oct 2026
Terms change often. Confirm fees and availability on the official Avici site before you apply. Spotted something out of date? Tell us.



