Crypto cards with a bank account (IBAN)
21 of the 28 cards on G2M, ranked by the G2M score. Top ranked: Ethena Pay (83/100), ether.fi Cash Card (80/100) and Bleap Card (75/100).
Some crypto cards come with a bank account number (an IBAN in Europe) so you can receive a salary or a bank transfer straight into the app, then spend it or swap it to crypto.
An account in your own name works like a normal bank account. A shared account takes payments into the company’s account with a reference code, which some employers and banks do not accept.
- Cashback
- 3% to 4%
- Annual fee
- Not published
- FX fee
- 0.5%
- Custody
- Self-custodial
- Cashback
- 0.5% to 8%
- Annual fee
- Free
- FX fee
- 0%
- Custody
- Self-custodial
- Cashback
- 2% to 3%
- Annual fee
- Free
- FX fee
- 1.7%
- Custody
- Custodial
- Cashback
- 1.5% to 3%
- Annual fee
- Free
- FX fee
- 2%
- Custody
- Custodial or self-custodial
- Cashback
- Not published
- Annual fee
- Free
- FX fee
- 0%
- Custody
- Self-custodial
- Cashback
- 1% to 8%
- Annual fee
- Free
- FX fee
- Not published
- Custody
- Self-custodial
- Cashback
- Not published
- Annual fee
- Free
- FX fee
- 1.2%
- Custody
- Custodial
- Cashback
- Up to 6%
- Annual fee
- Free
- FX fee
- 3%
- Custody
- Custodial
- Cashback
- Not published
- Annual fee
- Free
- FX fee
- 1%
- Custody
- Self-custodial
Cashback and annual fee are for each card's range of tiers and its entry tier. Card data last checked 28 Oct 2026; each review lists its sources.
What to check before you pick
- Check whether the account is in your name or shared with a reference code.
- Check which currencies you can receive and send, and the fee for each transfer.
- Some accounts are only for residents of certain countries.
- The rewards calculator works out what each card keeps you a year at your own spending, after every fee.
Questions
What are the best crypto cards with a bank account (IBAN)?
On the G2M score, the top-ranked crypto cards with a bank account (IBAN) are Ethena Pay (83/100), ether.fi Cash Card (80/100) and Bleap Card (75/100). The score uses the same rules for every card: rewards, fees, where it works, banking features and who holds your funds.
How many crypto cards with a bank account (IBAN) are there?
21 of the 28 crypto cards on G2M.