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Crypto.com Visa Card

The best-known crypto card: prepaid in most regions plus a US Visa Signature credit card, paying rewards in CRO through Crypto.com's Level Up membership.

Key facts

Cashback
Up to 6% in CRO
Annual fee
Free
FX fee
3%
Top-up fee
0%
Per-purchase fee
None listed
ATM
Supported; fees not published in our sources
Card types
virtual, physical
Mobile wallets
Not published

Cashback: Up to 5% back on the prepaid card and 1.5% to 6% on the US credit card, depending on your Level Up tier. The free Basic rate is not published.

FX: Billed in your region's currency (US dollars, euros or pounds). US: 3% on non-USD purchases on Midnight, Ruby, Jade and Indigo, none on Rose and above. Europe and UK: 0.2% inside the EU/UK and 2% outside on the base tier, less on higher tiers.

G2M score worldwide

49/100
Rewards0/25
Fees20/30
Coverage12/20
Ecosystem12/15
Control5/10
How the score works

Where it works

  • IndiaNot confirmed
  • UAENot confirmed
  • United StatesAvailable
  • United KingdomAvailable
  • EU / EEAAvailable

US, UK, EEA, Canada, Australia, Singapore, Brazil and Bahrain · 38 countries. Includes United States, United Kingdom, Germany, Australia, Singapore, Brazil.

Banking features

Bank account (IBAN or account number)
In your name
Send money to a bank account
7 currencies
Buy and sell crypto with fiat
Buy and sell
Spend against crypto without selling
No
Yield on your balance
Yes
ID check for people living abroad
Not published
Citizens turned away
Not published

Tiers and plans

[ tier break-even ]

When a paid tier pays for itself against Basic (free), with its yearly fee and monthly cashback cap counted.

  • Level Up (top tier): can't be worked out, the price is not published.
[ staking check ]
  • Level Up (top tier): hold an unpublished amount of CRO. The stake amount is not published.

Prices from CoinGecko, updated hourly. A stake is your own money locked up, not a fee, but its value moves with the token.

TierCost per yearCashbackMonthly capFX feeHow to get itPerks
BasicFreeNot published—3%No subscription or CRO lockup—
Level Up (top tier)Not publishedPlans start at $4.99/month; top-tier price not published. CRO lockup or staking also qualifies.5%—3%Level Up subscription, CRO lockup or stakingUp to 5% back in CRO on the prepaid card · Higher APY on cash balances

Real swipe receipt

What one purchase really costs on Crypto.com Visa Card, with every fee and the cashback.

[ swipe receipt ]Try a $10 coffee, a $50 dinner or a $200 hotel on Crypto.com Visa Card, in your own currency, and post the receipt on X.Open the receipt

What's good

  • Huge, established brand
  • Up to 5% back on prepaid and up to 6% on the US credit card

Watch out for

  • The best rates need a paid tier or a CRO lockup
  • Rewards paid in CRO, so their value moves with the token

More details

Perks
Level Up membership benefits
Spend from
CRO
Issuer
Varies by region (Comenity Capital Bank for the US credit card)

Sources · last checked 25 Oct 2026

Terms change often. Confirm fees and availability on the official Crypto.com site before you apply. Spotted something out of date? Tell us.

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