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Bybit Card

Exchange-linked Mastercard with no annual fee. Cashback climbs with your Bybit VIP level, up to 10% for Supreme VIPs.

Key facts

Cashback
Up to 10% in Points, redeemable for USDT or crypto
Annual fee
Free
FX fee
2%
Top-up fee
0%
Per-purchase fee
0.9%
ATM
Around $100 or €100 a month depending on region
Card types
virtual, physical
Mobile wallets
Not published

Cashback: 2% for VIP 1 to 2, 4% for VIP 3, 10% for Supreme VIP. The non-VIP rate is not published.

FX: Billed in your region's currency (EUR in the EEA, USD in Asia-Pacific, ARS, BRL, MXN or PEN in Latin America). Other currencies: 0.5% in the EEA, 1% to 2% in most regions, 7% in Argentina.

G2M score worldwide

48/100
Rewards0/25
Fees21/30
Coverage12/20
Ecosystem9.5/15
Control5/10
How the score works

Where it works

  • IndiaNot available
  • UAENot available
  • United StatesNot available
  • United KingdomNot available
  • EU / EEAAvailable

EEA, Asia-Pacific, Australia, Latin America, Kazakhstan and Georgia · 33 countries. Includes Argentina, Australia, Brazil, Georgia, Mexico, Peru.

Banking features

Bank account (IBAN or account number)
Shared, with a reference code
Send money to a bank account
1 currency
Buy and sell crypto with fiat
Buy and sell
Spend against crypto without selling
No
Yield on your balance
Yes
ID check for people living abroad
A residence permit or local ID where you live is accepted
Citizens turned away
Not published

Tiers and plans

[ tier break-even ]

When a paid tier pays for itself against VIP 1 to 2 (free), with its yearly fee and monthly cashback cap counted.

  • VIP 3 (Alpha) (free) beats VIP 1 to 2 (free) at any spend.
  • Supreme VIP (free) beats VIP 1 to 2 (free) at any spend.
TierCost per yearCashbackMonthly capFX feeHow to get itPerks
VIP 1 to 2Free2%—2%Bybit VIP 1 or 2—
VIP 3 (Alpha)Free4%—2%Bybit VIP 3—
Supreme VIPFree10%—2%Bybit Supreme VIP100% rebates on Netflix, Spotify and ChatGPT

Real swipe receipt

What one purchase really costs on Bybit Card, with every fee and the cashback.

[ swipe receipt ]Try a $10 coffee, a $50 dinner or a $200 hotel on Bybit Card, in your own currency, and post the receipt on X.Open the receipt

What's good

  • No annual fee
  • Very high cashback for active traders

Watch out for

  • Top rates are tied to trading VIP status
  • FX fee is high outside the EEA

More details

Other fees
Crypto conversion fee 0.9% outside the EEA
Perks
Subscription rebates for VIPs
Spend from
USDC
Issuer
Varies by region (e.g. Harmoniie SAS in the EEA)

Sources · last checked 25 Oct 2026

Terms change often. Confirm fees and availability on the official Bybit site before you apply. Spotted something out of date? Tell us.

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