#18 of 26Visa / MastercardDebitCustodial
Krak Card
Kraken's debit card for the EEA, UK and US, with no subscription and up to 2% back in Europe.
Key facts
- Cashback
- Up to 2%
- Annual fee
- Free
- FX fee
- 1%
- Top-up fee
- 0%
- Per-purchase fee
- None listed
- ATM
- Supported; fees not published
- Card types
- virtual, physical
- Mobile wallets
- Apple Pay + Google Pay
Cashback: Up to 2% in the EEA and UK; the US rate is not published.
FX: Billed in your primary currency: GBP in the UK, EUR in the EEA (no FX markup), USD in the US (1% on foreign-currency purchases and purchases outside the US).
G2M score worldwide
Rewards0/25
Fees27/30
Coverage16/20
Ecosystem12/15
Control5/10
Where it works
- IndiaNot available
- UAENot available
- United StatesAvailable
- United KingdomAvailable
- EU / EEAAvailable
EEA, UK and US · 32 countries. Includes United Kingdom, United States, Germany.
Countries
32 available218 not available
Available in 32 countries
Europe 31
- Austria
- Belgium
- Bulgaria
- Croatia
- Cyprus
- Czechia
- Denmark
- Estonia
- Finland
- France
- Germany
- Greece
- Hungary
- Iceland
- Ireland
- Italy
- Latvia
- Liechtenstein
- Lithuania
- Luxembourg
- Malta
- Netherlands
- Norway
- Poland
- Portugal
- Romania
- Slovakia
- Slovenia
- Spain
- Sweden
- United Kingdom
North America and the Caribbean 1
- United States
Not available in 218 countries
- Afghanistan
- Åland Islands
- Albania
- Algeria
- American Samoa
- Andorra
- Angola
- Anguilla
- Antarctica
- Antigua & Barbuda
- Argentina
- Armenia
- Aruba
- Australia
- Azerbaijan
- Bahamas
- Bahrain
- Bangladesh
- Barbados
- Belarus
- Belize
- Benin
- Bermuda
- Bhutan
- Bolivia
- Bosnia & Herzegovina
- Botswana
- Bouvet Island
- Brazil
- British Indian Ocean Territory
- British Virgin Islands
- Brunei
- Burkina Faso
- Burundi
- Cambodia
- Cameroon
- Canada
- Cape Verde
- Caribbean Netherlands
- Cayman Islands
- Central African Republic
- Chad
- Chile
- China
- Christmas Island
- Cocos (Keeling) Islands
- Colombia
- Comoros
- Congo
- Cook Islands
- Costa Rica
- Côte d'Ivoire
- Cuba
- Curaçao
- Djibouti
- Dominica
- Dominican Republic
- DR Congo
- Ecuador
- Egypt
- El Salvador
- Equatorial Guinea
- Eritrea
- Eswatini
- Ethiopia
- Falkland Islands
- Faroe Islands
- Fiji
- French Guiana
- French Polynesia
- French Southern Territories
- Gabon
- Gambia
- Georgia
- Ghana
- Gibraltar
- Greenland
- Grenada
- Guadeloupe
- Guam
- Guatemala
- Guernsey
- Guinea
- Guinea-Bissau
- Guyana
- Haiti
- Heard & McDonald Islands
- Honduras
- Hong Kong
- India
- Indonesia
- Iran
- Iraq
- Isle of Man
- Israel
- Jamaica
- Japan
- Jersey
- Jordan
- Kazakhstan
- Kenya
- Kiribati
- Kosovo
- Kuwait
- Kyrgyzstan
- Laos
- Lebanon
- Lesotho
- Liberia
- Libya
- Macao
- Madagascar
- Malawi
- Malaysia
- Maldives
- Mali
- Marshall Islands
- Martinique
- Mauritania
- Mauritius
- Mayotte
- Mexico
- Micronesia
- Moldova
- Monaco
- Mongolia
- Montenegro
- Montserrat
- Morocco
- Mozambique
- Myanmar
- Namibia
- Nauru
- Nepal
- New Caledonia
- New Zealand
- Nicaragua
- Niger
- Nigeria
- Niue
- Norfolk Island
- North Korea
- North Macedonia
- Northern Mariana Islands
- Oman
- Pakistan
- Palau
- Palestine
- Panama
- Papua New Guinea
- Paraguay
- Peru
- Philippines
- Pitcairn Islands
- Puerto Rico
- Qatar
- Réunion
- Russia
- Rwanda
- Samoa
- San Marino
- São Tomé & Príncipe
- Saudi Arabia
- Senegal
- Serbia
- Seychelles
- Sierra Leone
- Singapore
- Sint Maarten
- Solomon Islands
- Somalia
- South Africa
- South Georgia & South Sandwich Islands
- South Korea
- South Sudan
- Sri Lanka
- St. Barthélemy
- St. Helena
- St. Kitts & Nevis
- St. Lucia
- St. Martin
- St. Pierre & Miquelon
- St. Vincent & Grenadines
- Sudan
- Suriname
- Svalbard & Jan Mayen
- Switzerland
- Syria
- Taiwan
- Tajikistan
- Tanzania
- Thailand
- Timor-Leste
- Togo
- Tokelau
- Tonga
- Trinidad & Tobago
- Tunisia
- Türkiye
- Turkmenistan
- Turks & Caicos Islands
- Tuvalu
- U.S. Outlying Islands
- U.S. Virgin Islands
- Uganda
- Ukraine
- United Arab Emirates
- Uruguay
- Uzbekistan
- Vanuatu
- Vatican City
- Venezuela
- Vietnam
- Wallis & Futuna
- Western Sahara
- Yemen
- Zambia
- Zimbabwe
From Krak Card's own country list. Countries it does not list are marked not available.
Banking features
- Bank account (IBAN or account number)
- In your name
- Send money to a bank account
- 3 currencies
- Buy and sell crypto with fiat
- Buy and sell
- Spend against crypto without selling
- No
- Yield on your balance
- Yes
- ID check for people living abroad
- Not published
- Citizens turned away
- Not published
Tiers and plans
| Tier | Cost per year | Cashback | Monthly cap | FX fee | How to get it | Perks |
|---|---|---|---|---|---|---|
| Krak Card | Free | 2% | — | 1% | Rate shown is the EEA/UK maximum | — |
Real swipe receipt
What one purchase really costs on Krak Card, with every fee and the cashback.
What's good
- Big, regulated exchange
- No subscription
Watch out for
- Most fees not published
- US cashback not published
More details
- Spend from
- USDC, USDT
- Issuer
- Monavate (EEA, UK); Lead Bank (US)
Sources · last checked 25 Oct 2026
- DefiLlama card dataset · 28 Sept 2026
- Kraken Support: Getting started with Kraken Card (country list compiled by Card Map) · 3 Oct 2026
- Kraken Support: Kraken Debit Card FAQs · 24 Oct 2026
- Krak: Pricing (US, EEA and UK tabs) · 24 Oct 2026
- Krak: Salary Match · 24 Oct 2026
- Krak Support: How your USD account works · 24 Oct 2026
- Krak Support: Cash withdrawal options, fees, minimums · 25 Oct 2026
- Krak Support: Stablecoin Rewards · 24 Oct 2026
- Krak: Vaults · 24 Oct 2026
- Kraken Terms of Service (EEA) · 25 Oct 2026
- Krak Support: Document requirements for verification · 25 Oct 2026
- Krak Support: Where is Kraken licensed or regulated (prohibited geographies) · 25 Oct 2026
- Krak Support: Supported regions and currencies on Krak · 25 Oct 2026
- Krak Support: Cash deposit options · 25 Oct 2026
- Krak Support: US Krak Card FAQs · 25 Oct 2026
- Krak Support: Cryptocurrencies available on Krak · 25 Oct 2026
Terms change often. Confirm fees and availability on the official Kraken site before you apply. Spotted something out of date? Tell us.
