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Nexo Card

Dual-mode Mastercard: spend against your crypto in credit mode or from your balance in debit mode, with up to 2% back.

Key facts

Cashback
0.5% to 2% in NEXO or BTC
Annual fee
Free
FX fee
2%
Top-up fee
0%
Per-purchase fee
None listed
ATM
Free up to $150 (Base), $300 (Silver), $600 (Gold) or $2,000 (Platinum) a month, then 2% (min $1.99)
Card types
virtual, physical
Mobile wallets
Apple Pay + Google Pay

Cashback: Credit Mode purchases only: 0.5% (Base), 0.7% (Silver), 1% (Gold) or 2% (Platinum) in NEXO, or 0.1% to 0.5% in BTC. Monthly caps $50 to $200. The Loyalty Program needs a $5,000 portfolio.

FX: 0.2% on EEA, UK and Swiss currencies, 2% on others (0.7% and 2.5% at weekends). No currency is free of FX fees.

G2M score worldwide

63/100
Rewards3.6/25
Fees23/30
Coverage16/20
Ecosystem15/15
Control5/10
How the score works

Where it works

  • IndiaNot available
  • UAENot available
  • United StatesNot available
  • United KingdomAvailable
  • EU / EEAAvailable

EEA, UK, Argentina, Brazil and Mexico · 34 countries. Includes United Kingdom, Germany, Argentina, Brazil, Mexico.

Banking features

Bank account (IBAN or account number)
In your name
Send money to a bank account
3 currencies
Buy and sell crypto with fiat
Buy and sell
Spend against crypto without selling
Yes
Yield on your balance
Yes
ID check for people living abroad
A residence permit or local ID where you live is accepted
Citizens turned away
None (nationality does not matter)

Tiers and plans

[ tier break-even ]

When a paid tier pays for itself against Base (free), with its yearly fee and monthly cashback cap counted.

  • Silver (free) beats Base (free) at any spend.
  • Gold (free) beats Base (free) at any spend.
  • Platinum (free) beats Base (free) at any spend.
TierCost per yearCashbackMonthly capFX feeHow to get itPerks
BaseFree0.5%$502%Portfolio of at least $5,000Free ATM withdrawals up to $150 a month
SilverFree0.7%$1002%$5,000+ portfolio, 1% of it in NEXOFree ATM withdrawals up to $300 a month
GoldFree1%$1502%$5,000+ portfolio, 5% of it in NEXOFree ATM withdrawals up to $600 a month
PlatinumFree2%$2002%$5,000+ portfolio, 10% of it in NEXOFree ATM withdrawals up to $2,000 a month

Real swipe receipt

What one purchase really costs on Nexo Card, with every fee and the cashback.

[ swipe receipt ]Try a $10 coffee, a $50 dinner or a $200 hotel on Nexo Card, in your own currency, and post the receipt on X.Open the receipt

What's good

  • Very low FX on European currencies
  • Free ATM allowance on every tier

Watch out for

  • Cashback only in Credit Mode, capped at $50 to $200 a month
  • Needs a $5,000 portfolio for rewards

More details

Other fees
First physical card free; replacement $15 / EUR 15 / GBP 15 · Weekend FX surcharge +0.5% · Cards are valid for 5 years
Perks
Credit mode: spend without selling your crypto · Personal EUR IBAN, GBP and USD accounts
Issuer
DiPocket UAB

Sources · last checked 25 Oct 2026

Terms change often. Confirm fees and availability on the official Nexo site before you apply. Spotted something out of date? Tell us.

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