Our pick69
Non-custodial, no annual fee: 1% back to start, up to 8% for COCA holders.
- Cashback
- 1% to 8%
- Annual fee
- Free
- FX fee
- 2%
Sign-up bonus: 8% cashback on your first 3 eligible card purchases, if you register in November 2026, complete KYC, fund the card and buy by 30 Nov 2026. No code needed
Our pick82
Free and non-custodial: 3% back in USDC, up to $50 a month, and no fee on US-dollar spending.
- Cashback
- 3% to 5%
- Annual fee
- Free
- FX fee
- 1.5%
Sign-up bonus: $25 in FUSE after you verify, deposit and spend $150 within 30 days, at least $10 at each of 3 or more shops
Our pick57
2% back with no annual fee, up to 4%, and you keep your own funds.
- Cashback
- 1% to 3%
- Annual fee
- Free
- FX fee
- 2%
Sign-up bonus: $10 spend credit each after you spend $100 at 2+ shops within 14 days (not paid for Nigeria, Bangladesh or Kenya IDs); $200 each after $10,000 within 60 days