#28 of 28Visa / MastercardPrepaidCustodial

DogPay Card

A stablecoin Visa card from the DogPay app, with a personal USD bank account. 1% + $0.30 on every purchase (1.5% + $0.30 at non-US merchants) and no cashback.

Get the DogPay card Compare

Key facts

Cashback: Not published
Annual fee: Free
FX fee: 0.5%
Top-up fee: 1%
Per-purchase fee: 1% + $0.3
ATM: Physical card at supported ATMs; fee not published
Card types: virtual, physical
Mobile wallets: Apple Pay + Google Pay

Cashback: No cashback published.

FX: No currency conversion fee, but purchases at non-US merchants cost 1.5% + $0.30 instead of 1% + $0.30; shown here as a 0.5% FX fee. Billed in US dollars.

G2M score worldwide

36/100

Rewards0/25

Fees15/30

Coverage7/20

Ecosystem9/15

Control5/10

How the score works

Where it works

IndiaNot confirmed
UAENot confirmed
United StatesNot confirmed
United KingdomNot confirmed
EU / EEANot confirmed

Depends on your region and identity checks; no country list published.

Banking features

Bank account (IBAN or account number): In your name
Send money to a bank account: 1 currency
Buy and sell crypto with fiat: Sell only
Spend against crypto without selling: Not confirmed
Yield on your balance: Yes
ID check for people living abroad: Not published
Citizens turned away: Not published

Tiers and plans

[ tier break-even ]

When a paid tier pays for itself against Basic (free), with its yearly fee and monthly cashback cap counted.

Premium ($59/yr) never beats Basic (free) (checked up to $100,000 a month).
Platinum ($119/yr) never beats Basic (free) (checked up to $100,000 a month).
Ultra ($359/yr) never beats Basic (free) (checked up to $100,000 a month).

Tier	Cost per year	Cashback	Monthly cap	FX fee	How to get it	Perks
Basic	Free	Not published	—	0.5%	Free to join	Card top-up fee 1% · $10 per virtual card · Up to 2 cards · Bank account opening $100
Premium	$58.80$4.90 a month	Not published	—	0.5%	—	Card top-up fee 0.8% · First virtual card free, then $10 · Up to 5 cards · Bank account opening $80 · Priority access and event perks
Platinum	$118.80$9.90 a month	Not published	—	0.5%	—	Card top-up fee 0.5% · Two virtual cards free, then $10 · Up to 10 cards · Bank account opening $50 · Holiday card designs · VIP concierge
Ultra	$358.80$29.90 a month	Not published	—	0.5%	—	Card top-up fee 0.3% · Three virtual cards free, then $10 · Up to 20 cards · Free bank account opening · Custom card design · 24/7 premium support

Real swipe receipt

What one purchase really costs on DogPay Card, with every fee and the cashback.

[ swipe receipt ]Try a $10 coffee, a $50 dinner or a $200 hotel on DogPay Card, in your own currency, and post the receipt on X.Open the receipt

What's good

Personal USD bank account
Virtual and physical cards
No monthly fee on the Basic plan

Watch out for

1% + $0.30 on every purchase (1.5% + $0.30 outside the US)
No cashback
1% top-up fee on the free plan

More details

Other fees: Purchase fees from the DogPay app (not published on the website): US merchants 1% + $0.30, others 1.5% + $0.30 · Refund 2%; chargeback $0.50 · Virtual card $10 each; paid plans include 1 to 3 free · Card top-up 1% (0.8%, 0.5% or 0.3% on paid plans) · Bank account opening $100 (Basic), $80 (Premium), $50 (Platinum), free (Ultra) · Bank deposit $35, withdrawal $15 (the website lists $35 for withdrawals) · Swap fee 1% (lower on paid plans)
Perks: Personal USD account (ACH, Fedwire, SWIFT) · 6% a year on stablecoins (Earn)
Spend from: USDT