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RedotPay Card

One of the most widely available crypto cards, covering 200+ countries with no annual fee. Best for access, not rewards.

Key facts

Cashback
Not published in Points
Annual fee
Free
FX fee
1.2%
Top-up fee
0%
Per-purchase fee
1% + $0.20 at or under $1, first 5 a month free
ATM
USD card: 2% up to $10,000 a month, 3% above. HKD card: 2%. Up to 3 a day and 30 a month ($3,750 a day, $50,000 a month on the USD card)
Card types
virtual, physical
Mobile wallets
Apple Pay

Cashback: No cashback rate published; the card earns points. $5 welcome bonus.

FX: New cards are billed in US dollars (some older cards in HKD). 1.2% on purchases in other currencies.

G2M score worldwide

54/100
Rewards0/25
Fees17/30
Coverage17/20
Ecosystem15/15
Control5/10
How the score works

Where it works

  • IndiaNot available
  • UAEAvailable
  • United StatesNot available
  • United KingdomAvailable
  • EU / EEAAvailable

Global · 201 countries. Includes United Arab Emirates, Argentina, Armenia, Angola.

Banking features

Bank account (IBAN or account number)
In your name
Send money to a bank account
6 currencies
Buy and sell crypto with fiat
Buy and sell
Spend against crypto without selling
Yes
Yield on your balance
Yes
ID check for people living abroad
Passport country and home country must both be supported
Citizens turned away
Afghanistan, Albania, Bosnia & Herzegovina, Burkina Faso, Burundi, Caribbean Netherlands, Bouvet Island, Belarus, DR Congo, Central African Republic, China, Cuba, Curaçao, Eritrea, Ethiopia, Guinea-Bissau, Croatia, Haiti, Iraq, Iran, North Korea, Lebanon, Liberia, Libya, Montenegro, North Macedonia, Mali, Myanmar, Nicaragua, Serbia, Russia, Sudan, Slovenia, Somalia, South Sudan, Sint Maarten, Syria, Ukraine, United States, Venezuela, Kosovo, Yemen, Zimbabwe

Tiers and plans

[ tier break-even ]

When a paid tier pays for itself against Virtual card (free), with its yearly fee and monthly cashback cap counted.

  • Physical card (free) never beats Virtual card (free) (checked up to $100,000 a month).
TierCost per yearCashbackMonthly capFX feeHow to get itPerks
Virtual cardFree$10 one-off issuanceNot published—1.2%Free to join—
Physical cardFree$100 one-off issuanceNot published—1.2%Free to join—

Real swipe receipt

What one purchase really costs on RedotPay Card, with every fee and the cashback.

[ swipe receipt ]Try a $10 coffee, a $50 dinner or a $200 hotel on RedotPay Card, in your own currency, and post the receipt on X.Open the receipt

What's good

  • Available in 201 countries
  • No annual or monthly fee, Apple Pay

Watch out for

  • No published cashback
  • $100 physical card and 1% conversion fee

More details

Other fees
Physical card $100 · Virtual card $10 · 1% crypto conversion · $0.50 per declined transaction after 3 a month · Special merchants 1.5% (min $0.50) after 3 a month · Cards are valid for 3 years
Perks
Points rewards
Spend from
USDT, USDC, BTC, ETH, SOL, BNB, TRX, XRP, SUI

Sources · last checked 25 Oct 2026

Terms change often. Confirm fees and availability on the official RedotPay site before you apply. Spotted something out of date? Tell us.

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