#9 of 26VisaVaries by regionSelf-custodial
Exa Card
Self-custodial virtual Visa from Exactly, paid from USDC, with Visa purchase-protection perks and listed availability in India.
Key facts
- Cashback
- 1%
- Annual fee
- Free
- FX fee
- 1.5%
- Top-up fee
- 0%
- Per-purchase fee
- None listed
- ATM
- $1 + 0.65% per withdrawal; up to $250 each
- Card types
- virtual
- Mobile wallets
- Apple Pay + Google Pay
Cashback: 1% per cryptocards.so; DefiLlama does not publish a rate.
FX: Billed in US dollars. Global card: 1.5% on non-USD purchases, plus up to 1.5% cross-border. US card: 1%.
G2M score worldwide
Rewards7.1/25
Fees23/30
Coverage12/20
Ecosystem15/15
Control10/10
Where it works
- IndiaNot available
- UAEAvailable
- United StatesAvailable
- United KingdomNot available
- EU / EEANot available
45 countries plus 31 US states, incl. the UAE, Latin America and parts of Asia and Africa · 46 countries. Includes United Arab Emirates, Mexico, Argentina, Singapore.
Countries
46 available203 not available1 not confirmed
Available in 46 countries
Middle East 1
- United Arab Emirates
Asia 6
- Hong Kong
- Japan
- Malaysia
- Pakistan
- Philippines
- Singapore
Africa 8
- Côte d'Ivoire
- Ghana
- Kenya
- Morocco
- Senegal
- South Africa
- Uganda
- Zambia
North America and the Caribbean 19
- Antigua & Barbuda
- Bahamas
- Barbados
- Belize
- Cayman Islands
- Costa Rica
- Dominican Republic
- El Salvador
- Grenada
- Guatemala
- Honduras
- Mexico
- Panama
- St. Kitts & Nevis
- St. Lucia
- St. Vincent & Grenadines
- Trinidad & Tobago
- Turks & Caicos Islands
- United States
South America 10
- Argentina
- Bolivia
- Brazil
- Colombia
- Ecuador
- Guyana
- Paraguay
- Peru
- Suriname
- Uruguay
Oceania 2
- Australia
- New Zealand
Not available in 203 countries
- Afghanistan
- Åland Islands
- Albania
- Algeria
- American Samoa
- Andorra
- Angola
- Anguilla
- Antarctica
- Armenia
- Aruba
- Austria
- Azerbaijan
- Bahrain
- Bangladesh
- Belarus
- Belgium
- Benin
- Bermuda
- Bhutan
- Bosnia & Herzegovina
- Botswana
- Bouvet Island
- British Indian Ocean Territory
- British Virgin Islands
- Brunei
- Bulgaria
- Burkina Faso
- Burundi
- Cambodia
- Cameroon
- Canada
- Cape Verde
- Caribbean Netherlands
- Central African Republic
- Chad
- Chile
- China
- Christmas Island
- Cocos (Keeling) Islands
- Comoros
- Congo
- Cook Islands
- Croatia
- Cuba
- Curaçao
- Cyprus
- Czechia
- Denmark
- Djibouti
- Dominica
- DR Congo
- Egypt
- Equatorial Guinea
- Eritrea
- Estonia
- Eswatini
- Ethiopia
- Falkland Islands
- Faroe Islands
- Fiji
- Finland
- France
- French Guiana
- French Polynesia
- French Southern Territories
- Gabon
- Gambia
- Georgia
- Germany
- Gibraltar
- Greece
- Greenland
- Guadeloupe
- Guam
- Guernsey
- Guinea
- Guinea-Bissau
- Haiti
- Heard & McDonald Islands
- Hungary
- Iceland
- India
- Indonesia
- Iran
- Iraq
- Ireland
- Isle of Man
- Israel
- Italy
- Jamaica
- Jersey
- Jordan
- Kazakhstan
- Kiribati
- Kosovo
- Kuwait
- Kyrgyzstan
- Laos
- Latvia
- Lebanon
- Lesotho
- Liberia
- Libya
- Liechtenstein
- Lithuania
- Luxembourg
- Macao
- Madagascar
- Malawi
- Maldives
- Mali
- Malta
- Marshall Islands
- Martinique
- Mauritania
- Mauritius
- Mayotte
- Micronesia
- Moldova
- Monaco
- Mongolia
- Montenegro
- Montserrat
- Mozambique
- Myanmar
- Namibia
- Nauru
- Nepal
- Netherlands
- New Caledonia
- Nicaragua
- Niger
- Niue
- Norfolk Island
- North Korea
- North Macedonia
- Northern Mariana Islands
- Norway
- Oman
- Palau
- Palestine
- Papua New Guinea
- Pitcairn Islands
- Poland
- Portugal
- Puerto Rico
- Qatar
- Réunion
- Romania
- Russia
- Rwanda
- Samoa
- San Marino
- São Tomé & Príncipe
- Saudi Arabia
- Serbia
- Seychelles
- Sierra Leone
- Sint Maarten
- Slovakia
- Slovenia
- Solomon Islands
- Somalia
- South Georgia & South Sandwich Islands
- South Korea
- South Sudan
- Spain
- Sri Lanka
- St. Barthélemy
- St. Helena
- St. Martin
- St. Pierre & Miquelon
- Sudan
- Svalbard & Jan Mayen
- Sweden
- Switzerland
- Syria
- Taiwan
- Tajikistan
- Tanzania
- Thailand
- Timor-Leste
- Togo
- Tokelau
- Tonga
- Tunisia
- Türkiye
- Turkmenistan
- Tuvalu
- U.S. Outlying Islands
- U.S. Virgin Islands
- Ukraine
- United Kingdom
- Uzbekistan
- Vanuatu
- Vatican City
- Venezuela
- Vietnam
- Wallis & Futuna
- Western Sahara
- Yemen
- Zimbabwe
From Exa Card's own country list. Countries it does not list are marked not available.
Banking features
- Bank account (IBAN or account number)
- In your name
- Send money to a bank account
- 3 currencies
- Buy and sell crypto with fiat
- Buy and sell
- Spend against crypto without selling
- Yes
- Yield on your balance
- Yes
- ID check for people living abroad
- Not published
- Citizens turned away
- United States
Tiers and plans
[ tier break-even ]
When a paid tier pays for itself against Global (free), with its yearly fee and monthly cashback cap counted.
- United States (free) never beats Global (free) (checked up to $100,000 a month).
| Tier | Cost per year | Cashback | Monthly cap | FX fee | How to get it | Perks |
|---|---|---|---|---|---|---|
| Global | Free | 1% | — | 1.5% | Free to join | — |
| United States | Free | 1% | — | 1% | Free to join | — |
Real swipe receipt
What one purchase really costs on Exa Card, with every fee and the cashback.
What's good
- Available in India and the UAE
- Self-custodial with Visa protections
Watch out for
- Up to 3% FX outside the US
- Virtual card only
More details
- Perks
- Concierge · Extended warranty · Purchase protection
- Spend from
- USDC
- Issuer
- Third National
Sources · last checked 25 Oct 2026
- DefiLlama card dataset · 29 Aug 2026
- Exa Help Center: Currency conversion rate for purchases with Exa Card that are not in USD · 22 Oct 2026
- Exa Help Center: Exa Card associated fees and costs · 24 Oct 2026
- Exa Help Center: Are there any gas fees? · 24 Oct 2026
- Exa homepage · 24 Oct 2026
- Exa Help Center: Is there a physical card? · 24 Oct 2026
- Exa Help Center: How to Add Funds to Your Exa App · 25 Oct 2026
- Exa Help Center: Onramping & Offramping Fees & Limits · 25 Oct 2026
- Exa Help Center: Send funds · 24 Oct 2026
- Exa Help Center: USDC Funding · 24 Oct 2026
- Exa Help Center: How does Pay Mode work? · 24 Oct 2026
- Exa Help Center: How is the APR displayed in the home screen calculated? · 24 Oct 2026
- Exa Help Center: Card availability and usage (country and US state lists, 21 Sep 2026) · 25 Oct 2026
- Exa Help Center: Exa Card terms and conditions · 25 Oct 2026
- Exa Help Center: Exa Card Terms for US citizens · 25 Oct 2026
- Exa Help Center: Bridge terms and conditions · 25 Oct 2026
- Exa Help Center: What should I do if I sent an unsupported asset (like USDT) to my Exa wallet? · 25 Oct 2026
Terms change often. Confirm fees and availability on the official Exactly site before you apply. Spotted something out of date? Tell us.
