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#4 of 26VisaDebitSelf-custodial

Wirex One Card

Self-custodial Visa card with zero FX fees and five tiers paying 0.5% up to 8% back in USD.

Key facts

Cashback
0.5% to 8% in USD
Annual fee
Free
FX fee
0%
Top-up fee
0.08%
Per-purchase fee
None listed
ATM
Premium tier and above
Card types
virtual, physical
Mobile wallets
Apple Pay + Google Pay

Cashback: Base 0.5%, Premium 1%, Elite 3%, Private 5%, Bespoke 8%. Tier requirements not published.

G2M score worldwide

74/100
Rewards3.6/25
Fees28/30
Coverage17/20
Ecosystem15/15
Control10/10
How the score works

Where it works

  • IndiaNot available
  • UAEAvailable
  • United StatesNot available
  • United KingdomAvailable
  • EU / EEAAvailable

73 countries in Europe, Asia-Pacific, the Middle East, Africa and Latin America. Includes United Kingdom, Austria, Australia, Belgium, Argentina.

Banking features

Bank account (IBAN or account number)
In your name
Send money to a bank account
3 currencies
Buy and sell crypto with fiat
Buy and sell
Spend against crypto without selling
Yes
Yield on your balance
Yes
ID check for people living abroad
Not published
Citizens turned away
Not published

Tiers and plans

[ tier break-even ]

When a paid tier pays for itself against Base (free), with its yearly fee and monthly cashback cap counted.

  • Premium: can't be worked out, the price is not published.
  • Elite: can't be worked out, the price is not published.
  • Private: can't be worked out, the price is not published.
  • Bespoke: can't be worked out, the price is not published.
TierCost per yearCashbackMonthly capFX feeHow to get itPerks
BaseFree0.5%—0%Virtual card only—
PremiumNot published1%—0%Not published—
EliteNot published3%—0%Not published—
PrivateNot published5%—0%Not publishedAirRefund flight compensation · Up to 15% off SIXT · Visa Signature benefits
BespokeNot published8%—0%Not publishedAirRefund flight compensation · Up to 15% off SIXT · Visa Signature benefits

Real swipe receipt

What one purchase really costs on Wirex One Card, with every fee and the cashback.

[ swipe receipt ]Try a $10 coffee, a $50 dinner or a $200 hotel on Wirex One Card, in your own currency, and post the receipt on X.Open the receipt

What's good

  • 0% FX on every tier
  • Up to 8% back on top tiers

Watch out for

  • Base tier pays only 0.5%
  • Upper-tier requirements not published

More details

Perks
No locked funds required
Spend from
USDC, USDT

Sources · last checked 25 Oct 2026

Terms change often. Confirm fees and availability on the official Wirex site before you apply. Spotted something out of date? Tell us.

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