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Pionex Visa Card

A free USDT card from the Pionex exchange: 1% cashback offsets its 1% fee on every purchase, and the card balance earns 5% a year.

Key facts

Cashback
1% in USDT
Annual fee
Free
FX fee
0%
Top-up fee
0%
Per-purchase fee
1% + $0.20 at or under $5, first 1 a month free
ATM
2% (physical card only; physical cards are not open to new applicants)
Card types
virtual
Mobile wallets
Apple Pay + Google Pay

Cashback: Extra cashback at partners such as Trip.com and Klook when you book through Pionex. No cashback on ATM withdrawals or a few excluded merchants.

FX: No separate FX fee: the 1% fee on every purchase applies in any currency, at the Visa exchange rate.

G2M score worldwide

49/100
Rewards7.1/25
Fees28/30
Coverage4/20
Ecosystem4.5/15
Control5/10
How the score works

Where it works

  • IndiaNot confirmed
  • UAENot confirmed
  • United StatesNot available
  • United KingdomNot available
  • EU / EEANot confirmed

Most countries; not the US, UK, Canada, France, the Netherlands, Japan, Singapore, Hong Kong or mainland China.

Banking features

Bank account (IBAN or account number)
No
Send money to a bank account
Not confirmed
Buy and sell crypto with fiat
Buy only
Spend against crypto without selling
Not confirmed
Yield on your balance
Yes
ID check for people living abroad
Not published
Citizens turned away
Not published

Tiers and plans

TierCost per yearCashbackMonthly capFX feeHow to get itPerks
VisaFree1%—0%KYC level 2 and account assets above the amount shown when you apply5% a year on your card balance, paid hourly in USDT · Extra cashback at partner merchants through Pionex links

Real swipe receipt

What one purchase really costs on Pionex Visa Card, with every fee and the cashback.

[ swipe receipt ]Try a $10 coffee, a $50 dinner or a $200 hotel on Pionex Visa Card, in your own currency, and post the receipt on X.Open the receipt

What's good

  • 1% cashback offsets the 1% purchase fee
  • No annual or card fee
  • 5% a year on your card balance

Watch out for

  • 1% fee on every purchase, USD included
  • USDT only
  • Visa or Mastercard depends on your KYC country; not the US, UK, France or Japan

More details

Other fees
Failed payment: 0.5 USDT after the first free one each month (free for timeouts and maintenance) · The 1% fee is refunded only on a "Payment Reversal"
Perks
5% a year on the card balance · Apple Pay and Google Pay
Spend from
USDT

Sources · last checked 28 Oct 2026

Terms change often. Confirm fees and availability on the official Pionex site before you apply. Spotted something out of date? Tell us.

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