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Solayer Card vs Solid Card

Solid Card scores higher on the G2M score: 82/100 against 47/100 (#3 and #26 of 31 cards). Pick Solayer Card for more countries; pick Solid Card for cashback and a lower annual fee.

Solayer Card47

#26 of 31 · Not published back · annual fee $20

Get SolayerRead the review
Solid Card82

#3 of 31 · 3% to 5% back · annual fee none

Get SolidRead the review

The short answer

  • Solid Card scores higher on the G2M score: 82/100 against 47/100 (#3 and #26 of 31 cards).
  • Solid Card pays 3% cashback on its entry tier; Solayer Card does not publish a rate. Higher tiers go up to 5% on Solid Card.
  • Solid Card has no annual fee; Solayer Card costs $20 a year.
  • Both charge a 1.5% FX fee on foreign currency.
  • Solid Card lists 104 countries where it works; Solayer Card does not publish a full country list (154 confirmed so far). Of the markets we check for every card, only Solid Card is confirmed in United Kingdom, EU / EEA and UAE.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Solayer Card
Solid Card
G2M score
47
82 (better)
Base cashback
Not published
3%
Max cashback
Not published
5%
Paid in
Points
USDC
Annual fee
$20
Free (better)
FX fee
1.5%
1.5%
Top-up fee
1%
0% (better)
Per-purchase fee
$0.15
None listed
ATM
Supported; fee not published
Not published
Network
Visa
Visa
Card type
Credit
Debit
Custody
Self-custodial
Self-custodial
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
No
Yes
United States
Yes
Yes
United Kingdom
No
Yes
EU / EEA
No
Yes
Countries
154
104
Bank account (IBAN or account number)
No
In your name
Send money to a bank account
No
Not confirmed
Buy and sell crypto with fiat
No
Buy and sell
Spend against crypto without selling
No
Yes
Yield on your balance
Yes
Yes
Tiers
Membership
Core · Prime · Ultra
Perks
Referral points
Visa Platinum benefits: purchase and price protection, extended warranty · Yield on savings, and borrowing against them · Bank deposits and swaps at 0.25% · No Solid fees on bank deposits and swaps

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Solayer Card or Solid Card?

Solid Card scores higher on the G2M score: 82/100 against 47/100 (#3 and #26 of 31 cards). Pick Solayer Card for more countries; pick Solid Card for cashback and a lower annual fee. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Solayer Card or Solid Card?

Solid Card has no annual fee; Solayer Card costs $20 a year. Both charge a 1.5% FX fee on foreign currency.

Which pays more cashback, Solayer Card or Solid Card?

Solid Card pays 3% cashback on its entry tier; Solayer Card does not publish a rate. Higher tiers go up to 5% on Solid Card.

Which works in more countries, Solayer Card or Solid Card?

Solid Card lists 104 countries where it works; Solayer Card does not publish a full country list (154 confirmed so far). Of the markets we check for every card, only Solid Card is confirmed in United Kingdom, EU / EEA and UAE.

Who holds my funds with Solayer Card and Solid Card?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.