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Ethena Pay vs Solid Card

Ethena Pay scores higher on the G2M score: 83/100 against 82/100 (#2 and #3 of 31 cards). Pick Ethena Pay for cashback and a lower FX fee; pick Solid Card for more countries.

Ethena Pay83

#2 of 31 · 4% to 5% back · annual fee none

Get EthenaRead the review
Solid Card82

#3 of 31 · 3% to 5% back · annual fee none

Get SolidRead the review

The short answer

  • Ethena Pay scores higher on the G2M score: 83/100 against 82/100 (#2 and #3 of 31 cards).
  • Ethena Pay pays more cashback on its entry tier: 4% against 3%. Higher tiers go up to 5% on Ethena Pay and 5% on Solid Card.
  • Neither card has an annual fee.
  • Ethena Pay charges less on foreign currency: a 1% FX fee against 1.5%.
  • Solid Card is confirmed in more countries: 104 against 48. Of the markets we check for every card, only Solid Card is confirmed in United States, United Kingdom and EU / EEA.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Ethena Pay
Solid Card
G2M score
83 (better)
82
Base cashback
4% (better)
3%
Max cashback
5%
5%
Paid in
AVAX, daily
USDC
Annual fee
Free
Free
FX fee
1% (better)
1.5%
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
$1 + 0.65% per withdrawal
Not published
Network
Visa
Visa
Card type
Spend
Debit
Custody
Self-custodial
Self-custodial
Formats
virtual
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
Yes
Yes
United States
No
Yes
United Kingdom
No
Yes
EU / EEA
No
Yes
Countries
48
104
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
Not confirmed
Not confirmed
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
Yes
Yield on your balance
Yes
Yes
Tiers
Standard · Pro · VIP
Core · Prime · Ultra
Perks
Works on Arbitrum, Ethereum, Optimism and Polygon · 5% a year on your balance, up to $5,000, paid daily in USDe · 6% a year on your balance, up to $100,000, paid daily in USDe · 6% a year on your balance, up to $1,000,000, paid daily in USDe
Visa Platinum benefits: purchase and price protection, extended warranty · Yield on savings, and borrowing against them · Bank deposits and swaps at 0.25% · No Solid fees on bank deposits and swaps

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Ethena Pay or Solid Card?

Ethena Pay scores higher on the G2M score: 83/100 against 82/100 (#2 and #3 of 31 cards). Pick Ethena Pay for cashback and a lower FX fee; pick Solid Card for more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Ethena Pay or Solid Card?

Neither card has an annual fee. Ethena Pay charges less on foreign currency: a 1% FX fee against 1.5%.

Which pays more cashback, Ethena Pay or Solid Card?

Ethena Pay pays more cashback on its entry tier: 4% against 3%. Higher tiers go up to 5% on Ethena Pay and 5% on Solid Card.

Which works in more countries, Ethena Pay or Solid Card?

Solid Card is confirmed in more countries: 104 against 48. Of the markets we check for every card, only Solid Card is confirmed in United States, United Kingdom and EU / EEA.

Who holds my funds with Ethena Pay and Solid Card?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.