Solayer Card
Solana-based USDC card available in 154 countries for a $20 yearly membership. Earns points rather than cashback.
Key facts
- Cashback
- Not published in Points
- Annual fee
- $20
- FX fee
- 1.5%
- Top-up fee
- 1%
- Per-purchase fee
- $0.15
- ATM
- Supported; fee not published
- Card types
- virtual, physical
- Mobile wallets
- Apple Pay + Google Pay
Cashback: Earns points; no cashback rate published.
FX: Billed in US dollars: USD purchases pay a flat $0.15 and no FX fee. Other currencies: $0.10 + 1.5% per international transaction.
G2M score worldwide
Where it works
- IndiaNot available
- UAENot available
- United StatesAvailable
- United KingdomNot available
- EU / EEANot available
Worldwide except 95 restricted countries, incl. India, the UAE, the UK and most of the EU · 154 countries. Includes Argentina, Armenia, Angola, Aruba.
Countries
Available in 154 countries
Europe 11
- Åland Islands
- Faroe Islands
- Gibraltar
- Guernsey
- Isle of Man
- Jersey
- Liechtenstein
- North Macedonia
- Slovenia
- Svalbard & Jan Mayen
- Vatican City
Middle East 4
- Bahrain
- Kuwait
- Oman
- Saudi Arabia
Asia 22
- Armenia
- Azerbaijan
- Bangladesh
- Bhutan
- British Indian Ocean Territory
- Brunei
- Hong Kong
- Japan
- Kazakhstan
- Kyrgyzstan
- Macao
- Maldives
- Mongolia
- Pakistan
- Philippines
- Singapore
- Sri Lanka
- Taiwan
- Tajikistan
- Timor-Leste
- Turkmenistan
- Uzbekistan
Africa 39
- Algeria
- Angola
- Benin
- Botswana
- Cameroon
- Cape Verde
- Chad
- Comoros
- Congo
- Côte d'Ivoire
- Djibouti
- Equatorial Guinea
- Eswatini
- Ethiopia
- Gabon
- Gambia
- Ghana
- Kenya
- Lesotho
- Madagascar
- Malawi
- Mauritania
- Mauritius
- Mayotte
- Namibia
- Niger
- Réunion
- Rwanda
- São Tomé & Príncipe
- Senegal
- Seychelles
- Sierra Leone
- South Sudan
- St. Helena
- Tanzania
- Togo
- Tunisia
- Zambia
- Zimbabwe
North America and the Caribbean 36
- Anguilla
- Antigua & Barbuda
- Aruba
- Bahamas
- Barbados
- Belize
- Bermuda
- British Virgin Islands
- Caribbean Netherlands
- Cayman Islands
- Costa Rica
- Curaçao
- Dominica
- Dominican Republic
- El Salvador
- Greenland
- Grenada
- Guadeloupe
- Guatemala
- Honduras
- Martinique
- Mexico
- Montserrat
- Panama
- Puerto Rico
- Sint Maarten
- St. Barthélemy
- St. Kitts & Nevis
- St. Lucia
- St. Martin
- St. Pierre & Miquelon
- St. Vincent & Grenadines
- Trinidad & Tobago
- Turks & Caicos Islands
- U.S. Virgin Islands
- United States
South America 13
- Argentina
- Bolivia
- Brazil
- Chile
- Colombia
- Ecuador
- Falkland Islands
- French Guiana
- Guyana
- Paraguay
- Peru
- Suriname
- Uruguay
Oceania 25
- American Samoa
- Christmas Island
- Cocos (Keeling) Islands
- Cook Islands
- Fiji
- French Polynesia
- Guam
- Heard & McDonald Islands
- Kiribati
- Marshall Islands
- Micronesia
- Nauru
- New Caledonia
- Niue
- Norfolk Island
- Northern Mariana Islands
- Papua New Guinea
- Pitcairn Islands
- Samoa
- Solomon Islands
- Tokelau
- Tonga
- Tuvalu
- U.S. Outlying Islands
- Wallis & Futuna
Antarctica 4
- Antarctica
- Bouvet Island
- French Southern Territories
- South Georgia & South Sandwich Islands
Not available in 95 countries
- Afghanistan
- Albania
- Andorra
- Australia
- Austria
- Belarus
- Belgium
- Bosnia & Herzegovina
- Bulgaria
- Burkina Faso
- Burundi
- Cambodia
- Canada
- Central African Republic
- China
- Croatia
- Cuba
- Cyprus
- Czechia
- Denmark
- DR Congo
- Eritrea
- Estonia
- Finland
- France
- Georgia
- Germany
- Greece
- Guinea
- Guinea-Bissau
- Haiti
- Hungary
- Iceland
- India
- Indonesia
- Iran
- Iraq
- Ireland
- Israel
- Italy
- Jamaica
- Jordan
- Kosovo
- Laos
- Latvia
- Lebanon
- Liberia
- Libya
- Lithuania
- Luxembourg
- Malaysia
- Mali
- Malta
- Moldova
- Monaco
- Montenegro
- Morocco
- Mozambique
- Myanmar
- Nepal
- Netherlands
- New Zealand
- Nicaragua
- Nigeria
- North Korea
- Norway
- Palau
- Palestine
- Poland
- Portugal
- Qatar
- Romania
- Russia
- San Marino
- Serbia
- Slovakia
- Somalia
- South Africa
- South Korea
- Spain
- Sudan
- Sweden
- Switzerland
- Syria
- Thailand
- Türkiye
- Uganda
- Ukraine
- United Arab Emirates
- United Kingdom
- Vanuatu
- Venezuela
- Vietnam
- Western Sahara
- Yemen
Solayer Card has not published a full country list, so the other 1 countries are not confirmed either way. Check with the issuer before you apply.
Banking features
- Bank account (IBAN or account number)
- No
- Send money to a bank account
- No
- Buy and sell crypto with fiat
- No
- Spend against crypto without selling
- No
- Yield on your balance
- Yes
- ID check for people living abroad
- Passport country and home country must both be supported
- Citizens turned away
- Andorra, United Arab Emirates, Afghanistan, Albania, Austria, Australia, Bosnia & Herzegovina, Belgium, Burkina Faso, Bulgaria, Burundi, Belarus, Canada, DR Congo, Central African Republic, Switzerland, China, Cuba, Cyprus, Czechia, Germany, Denmark, Estonia, Western Sahara, Eritrea, Spain, Finland, France, United Kingdom, Georgia, Guinea, Greece, Guinea-Bissau, Croatia, Haiti, Hungary, Indonesia, Ireland, Israel, India, Iraq, Iran, Iceland, Italy, Jamaica, Jordan, Cambodia, North Korea, South Korea, Laos, Lebanon, Liberia, Lithuania, Luxembourg, Latvia, Libya, Morocco, Monaco, Moldova, Montenegro, Mali, Myanmar, Malta, Malaysia, Mozambique, Nigeria, Nicaragua, Netherlands, Norway, Nepal, New Zealand, Poland, Palestine, Portugal, Palau, Qatar, Romania, Serbia, Russia, Sudan, Sweden, Slovakia, San Marino, Somalia, Syria, Thailand, Türkiye, Ukraine, Uganda, Venezuela, Vietnam, Vanuatu, Kosovo, Yemen, South Africa
Tiers and plans
| Tier | Cost per year | Cashback | Monthly cap | FX fee | How to get it | Perks |
|---|---|---|---|---|---|---|
| Membership | $20 | Not published | — | 1.5% | — | — |
Real swipe receipt
What one purchase really costs on Solayer Card, with every fee and the cashback.
What's good
- Available in 154 countries
- Low $20 yearly fee
Watch out for
- Per-transaction and top-up fees add up
- No cashback rate
More details
- Other fees
- $0.15 per transaction · 1% top-up fee
- Perks
- Referral points
- Spend from
- USDC
- Issuer
- Third National
Sources · last checked 25 Oct 2026
- DefiLlama card dataset · 27 Aug 2026
- Solayer Docs: Solayer Pay fee structure · 24 Oct 2026
- Solayer Docs: Physical Card · 24 Oct 2026
- Solayer Docs: Solayer Pay overview · 25 Oct 2026
- Solayer Docs: Eligibility · 25 Oct 2026
- Solayer Docs: FAQ, Supported Countries for Card Issuance · 25 Oct 2026
- Solayer Docs: KYC Guide · 25 Oct 2026
Terms change often. Confirm fees and availability on the official Solayer site before you apply. Spotted something out of date? Tell us.



