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#3 of 31VisaDebitSelf-custodial

Solid Card

A free self-custodial Visa from the Solid savings app: 3% cashback in USDC (up to $50 a month), no fee on US-dollar spending and 1.5% on other currencies.

Key facts

Cashback
3% to 5% in USDC
Annual fee
Free
FX fee
1.5%
Top-up fee
0%
Per-purchase fee
None listed
ATM
Not published
Card types
virtual
Mobile wallets
Apple Pay + Google Pay

Cashback: Credited 14 days after the purchase settles, into Savings where it earns yield. Cashback is capped at $50 a month on Core, $100 on Prime and $200 on Ultra.

FX: 1.5% built into the exchange rate on non-USD purchases (1% card provider + 0.5% Solid). USD purchases are free, even at merchants abroad. Wirex-issued cards can pay euro purchases from a EUR balance with no FX fee.

G2M score worldwide

82/100
Rewards21.4/25
Fees23/30
Coverage16/20
Ecosystem12/15
Control10/10
How the score works

Where it works

  • IndiaNot available
  • UAEAvailable
  • United StatesAvailable
  • United KingdomAvailable
  • EU / EEAAvailable

105 countries, including the UK, the EU and EEA, the UAE and 30+ US states · 104 countries. Includes United States, United Kingdom, Germany, United Arab Emirates.

Banking features

Bank account (IBAN or account number)
In your name
Send money to a bank account
Not confirmed
Buy and sell crypto with fiat
Buy and sell
Spend against crypto without selling
Yes
Yield on your balance
Yes
ID check for people living abroad
Not published
Citizens turned away
Not published

Tiers and plans

[ tier break-even ]

When a paid tier pays for itself against Core (free), with its yearly fee and monthly cashback cap counted.

  • You need to spend at least $1,659 a month for Prime ($199/yr) to beat Core (free).
  • Ultra (free) beats Core (free) at any spend, if you hold the FUSE it needs (below).
[ staking check ]
  • Prime: hold 50,000 FUSE = $396 today (FUSE at $0.01). −25% token drop: −$99.06. Earning that back takes 10 months of the extra $10.00 a month this tier keeps you over Core.
  • Ultra: hold 400,000 FUSE = $3,170 today (FUSE at $0.01). −25% token drop: −$792. Earning that back takes 40 months of the extra $20.00 a month this tier keeps you over Core.

Prices from CoinGecko, updated hourly. A stake is your own money locked up, not a fee, but its value moves with the token.

TierCost per yearCashbackMonthly capFX feeHow to get itPerks
CoreFree3%$501.5%All members—
Prime$199Or lock 50,000 FUSE for 12 months instead4%$1001.5%$199 a year, or lock 50,000 FUSE for 12 monthsBank deposits and swaps at 0.25%
UltraFreeNo fee; needs 400,000 FUSE locked for 12 months5%$2001.5%Lock 400,000 FUSE for 12 monthsNo Solid fees on bank deposits and swaps

Real swipe receipt

What one purchase really costs on Solid Card, with every fee and the cashback.

[ swipe receipt ]Try a $10 coffee, a $50 dinner or a $200 hotel on Solid Card, in your own currency, and post the receipt on X.Open the receipt

What's good

  • 3% cashback in USDC with no card fees
  • No fee on US-dollar purchases
  • Self-custodial: your funds stay in your own wallet

Watch out for

  • Cashback capped at $50 a month on the free tier
  • 1.5% on non-USD purchases
  • Virtual only; not available in India

More details

Other fees
Bank deposit 0.5% (0.25% on Prime, free on Ultra) · Swaps 0.5% (0.25% on Prime, free on Ultra) · US account details $10 one-time · Bank withdrawal free (a tiered fee is planned)
Perks
Visa Platinum benefits: purchase and price protection, extended warranty · Yield on savings, and borrowing against them
Spend from
USDC, USDT

Sources · last checked 29 Oct 2026

Terms change often. Confirm fees and availability on the official Solid site before you apply. Spotted something out of date? Tell us.

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Solid Card review: fees, cashback and countries · G2M