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Solayer Card vs Wirex One Card

Wirex One Card scores higher on the G2M score: 74/100 against 47/100 (#4 and #24 of 28 cards). Pick Solayer Card for more countries; pick Wirex One Card for cashback, a lower annual fee and a lower FX fee.

Solayer Card47

#24 of 28 · Not published back · annual fee $20

Get SolayerRead the review
Wirex One Card74

#4 of 28 · 0.5% to 8% back · annual fee none

Get WirexRead the review

The short answer

  • Wirex One Card scores higher on the G2M score: 74/100 against 47/100 (#4 and #24 of 28 cards).
  • Wirex One Card pays 0.5% cashback on its entry tier; Solayer Card does not publish a rate. Higher tiers go up to 8% on Wirex One Card.
  • Wirex One Card has no annual fee; Solayer Card costs $20 a year.
  • Wirex One Card charges less on foreign currency: a 0% FX fee against 1.5%.
  • Wirex One Card lists 73 countries where it works; Solayer Card does not publish a full country list (154 confirmed so far). Of the markets we check for every card, only Solayer Card is confirmed in United States, and only Wirex One Card is confirmed in United Kingdom, EU / EEA and UAE.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Solayer Card
Wirex One Card
G2M score
47
74 (better)
Base cashback
Not published
0.5%
Max cashback
Not published
8%
Paid in
Points
USD
Annual fee
$20
Free (better)
FX fee
1.5%
0% (better)
Top-up fee
1%
0.08% (better)
Per-purchase fee
$0.15
None listed
ATM
Supported; fee not published
Premium tier and above
Network
Visa
Visa
Card type
Credit
Debit
Custody
Self-custodial
Self-custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
No
Yes
United States
Yes
No
United Kingdom
No
Yes
EU / EEA
No
Yes
Countries
154
73
Bank account (IBAN or account number)
No
In your name
Send money to a bank account
No
3 currencies
Buy and sell crypto with fiat
No
Buy and sell
Spend against crypto without selling
No
Yes
Yield on your balance
Yes
Yes
Tiers
Membership
Base · Premium · Elite · Private · Bespoke
Perks
Referral points
No locked funds required · AirRefund flight compensation · Up to 15% off SIXT · Visa Signature benefits

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Solayer Card or Wirex One Card?

Wirex One Card scores higher on the G2M score: 74/100 against 47/100 (#4 and #24 of 28 cards). Pick Solayer Card for more countries; pick Wirex One Card for cashback, a lower annual fee and a lower FX fee. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Solayer Card or Wirex One Card?

Wirex One Card has no annual fee; Solayer Card costs $20 a year. Wirex One Card charges less on foreign currency: a 0% FX fee against 1.5%.

Which pays more cashback, Solayer Card or Wirex One Card?

Wirex One Card pays 0.5% cashback on its entry tier; Solayer Card does not publish a rate. Higher tiers go up to 8% on Wirex One Card.

Which works in more countries, Solayer Card or Wirex One Card?

Wirex One Card lists 73 countries where it works; Solayer Card does not publish a full country list (154 confirmed so far). Of the markets we check for every card, only Solayer Card is confirmed in United States, and only Wirex One Card is confirmed in United Kingdom, EU / EEA and UAE.

Who holds my funds with Solayer Card and Wirex One Card?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.