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Kite Card vs Solid Card

Solid Card scores higher on the G2M score: 82/100 against 49/100 (#3 and #24 of 31 cards). Solid Card also comes out ahead on cashback, a lower FX fee and more countries.

Kite Card49

#24 of 31 · 0% to 5% back · annual fee none

Get KiteRead the review
Solid Card82

#3 of 31 · 3% to 5% back · annual fee none

Get SolidRead the review

The short answer

  • Solid Card scores higher on the G2M score: 82/100 against 49/100 (#3 and #24 of 31 cards).
  • Solid Card pays more cashback on its entry tier: 3% against 0%. Higher tiers go up to 5% on Kite Card and 5% on Solid Card.
  • Neither card has an annual fee.
  • Solid Card charges less on foreign currency: a 1.5% FX fee against 1.8%.
  • Solid Card is confirmed in more countries: 104 against 9. Of the markets we check for every card, only Solid Card is confirmed in United States, United Kingdom, EU / EEA and UAE.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Kite Card
Solid Card
G2M score
49
82 (better)
Base cashback
0%
3% (better)
Max cashback
5%
5%
Paid in
USD
USDC
Annual fee
Free
Free
FX fee
1.8%
1.5% (better)
Top-up fee
0.53%
0% (better)
Per-purchase fee
None listed
None listed
ATM
Coming soon
Not published
Network
Visa
Visa
Card type
Prepaid
Debit
Custody
Self-custodial
Self-custodial
Formats
virtual
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
No
Yes
United States
No
Yes
United Kingdom
No
Yes
EU / EEA
No
Yes
Countries
9
104
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
17 currencies
Not confirmed
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Not confirmed
Yes
Yield on your balance
Not confirmed
Yes
Tiers
Kite Card
Core · Prime · Ultra
Perks
Non-custodial Kite wallet · USD account to receive ACH and wires · Cash out to banks in 17 countries · 5% back on Grab, Travala, streaming, AI and creator subscriptions and Starlink until 30 Nov 2026 (no cap)
Visa Platinum benefits: purchase and price protection, extended warranty · Yield on savings, and borrowing against them · Bank deposits and swaps at 0.25% · No Solid fees on bank deposits and swaps

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 29 Oct 2026; see each card's review for its sources.

Questions

Which is better, Kite Card or Solid Card?

Solid Card scores higher on the G2M score: 82/100 against 49/100 (#3 and #24 of 31 cards). Solid Card also comes out ahead on cashback, a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Kite Card or Solid Card?

Neither card has an annual fee. Solid Card charges less on foreign currency: a 1.5% FX fee against 1.8%.

Which pays more cashback, Kite Card or Solid Card?

Solid Card pays more cashback on its entry tier: 3% against 0%. Higher tiers go up to 5% on Kite Card and 5% on Solid Card.

Which works in more countries, Kite Card or Solid Card?

Solid Card is confirmed in more countries: 104 against 9. Of the markets we check for every card, only Solid Card is confirmed in United States, United Kingdom, EU / EEA and UAE.

Who holds my funds with Kite Card and Solid Card?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.