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Kite Card vs Wirex One Card

Wirex One Card scores higher on the G2M score: 74/100 against 49/100 (#5 and #24 of 31 cards). Wirex One Card also comes out ahead on cashback, a lower FX fee and more countries.

Kite Card49

#24 of 31 · 0% to 5% back · annual fee none

Get KiteRead the review
Wirex One Card74

#5 of 31 · 0.5% to 8% back · annual fee none

Get WirexRead the review

The short answer

  • Wirex One Card scores higher on the G2M score: 74/100 against 49/100 (#5 and #24 of 31 cards).
  • Wirex One Card pays more cashback on its entry tier: 0.5% against 0%. Higher tiers go up to 5% on Kite Card and 8% on Wirex One Card.
  • Neither card has an annual fee.
  • Wirex One Card charges less on foreign currency: a 0% FX fee against 1.8%.
  • Wirex One Card is confirmed in more countries: 73 against 9. Of the markets we check for every card, only Wirex One Card is confirmed in United Kingdom, EU / EEA and UAE.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Kite Card
Wirex One Card
G2M score
49
74 (better)
Base cashback
0%
0.5% (better)
Max cashback
5%
8% (better)
Paid in
USD
USD
Annual fee
Free
Free
FX fee
1.8%
0% (better)
Top-up fee
0.53%
0.08% (better)
Per-purchase fee
None listed
None listed
ATM
Coming soon
Premium tier and above
Network
Visa
Visa
Card type
Prepaid
Debit
Custody
Self-custodial
Self-custodial
Formats
virtual
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
No
Yes
United States
No
No
United Kingdom
No
Yes
EU / EEA
No
Yes
Countries
9
73
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
17 currencies
3 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Not confirmed
Yes
Yield on your balance
Not confirmed
Yes
Tiers
Kite Card
Base · Premium · Elite · Private · Bespoke
Perks
Non-custodial Kite wallet · USD account to receive ACH and wires · Cash out to banks in 17 countries · 5% back on Grab, Travala, streaming, AI and creator subscriptions and Starlink until 30 Nov 2026 (no cap)
No locked funds required · AirRefund flight compensation · Up to 15% off SIXT · Visa Signature benefits

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Kite Card or Wirex One Card?

Wirex One Card scores higher on the G2M score: 74/100 against 49/100 (#5 and #24 of 31 cards). Wirex One Card also comes out ahead on cashback, a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Kite Card or Wirex One Card?

Neither card has an annual fee. Wirex One Card charges less on foreign currency: a 0% FX fee against 1.8%.

Which pays more cashback, Kite Card or Wirex One Card?

Wirex One Card pays more cashback on its entry tier: 0.5% against 0%. Higher tiers go up to 5% on Kite Card and 8% on Wirex One Card.

Which works in more countries, Kite Card or Wirex One Card?

Wirex One Card is confirmed in more countries: 73 against 9. Of the markets we check for every card, only Wirex One Card is confirmed in United Kingdom, EU / EEA and UAE.

Who holds my funds with Kite Card and Wirex One Card?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.