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Kite Card vs RedotPay Card

RedotPay Card scores higher on the G2M score: 54/100 against 49/100 (#21 and #24 of 31 cards). Pick Kite Card for cashback and control of your funds; pick RedotPay Card for a lower FX fee and more countries.

Kite Card49

#24 of 31 · 0% to 5% back · annual fee none

Get KiteRead the review
RedotPay Card54

#21 of 31 · Not published back · annual fee none

Get RedotPayRead the review

The short answer

  • RedotPay Card scores higher on the G2M score: 54/100 against 49/100 (#21 and #24 of 31 cards).
  • Kite Card pays 0% cashback on its entry tier; RedotPay Card does not publish a rate. Higher tiers go up to 5% on Kite Card.
  • Neither card has an annual fee.
  • RedotPay Card charges less on foreign currency: a 1.2% FX fee against 1.8%.
  • Kite Card lists 9 countries where it works; RedotPay Card does not publish a full country list (200 confirmed so far). Of the markets we check for every card, only RedotPay Card is confirmed in United Kingdom, EU / EEA and UAE.
  • Kite Card is self-custodial; RedotPay Card is custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Kite Card
RedotPay Card
G2M score
49
54 (better)
Base cashback
0%
Not published
Max cashback
5%
Not published
Paid in
USD
Points
Annual fee
Free
Free
FX fee
1.8%
1.2% (better)
Top-up fee
0.53%
0% (better)
Per-purchase fee
None listed
1% + $0.20 at or under $1, first 5 a month free
ATM
Coming soon
USD card: 2% up to $10,000 a month, 3% above. HKD card: 2%. Up to 3 a day and 30 a month ($3,750 a day, $50,000 a month on the USD card)
Network
Visa
Visa
Card type
Prepaid
Prepaid
Custody
Self-custodial
Custodial
Formats
virtual
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / ?
India
No
No
UAE
No
Yes
United States
No
No
United Kingdom
No
Yes
EU / EEA
No
Yes
Countries
9
201
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
17 currencies
6 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Not confirmed
Yes
Yield on your balance
Not confirmed
Yes
Tiers
Kite Card
Virtual card · Physical card
Perks
Non-custodial Kite wallet · USD account to receive ACH and wires · Cash out to banks in 17 countries · 5% back on Grab, Travala, streaming, AI and creator subscriptions and Starlink until 30 Nov 2026 (no cap)
Points rewards

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Kite Card or RedotPay Card?

RedotPay Card scores higher on the G2M score: 54/100 against 49/100 (#21 and #24 of 31 cards). Pick Kite Card for cashback and control of your funds; pick RedotPay Card for a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Kite Card or RedotPay Card?

Neither card has an annual fee. RedotPay Card charges less on foreign currency: a 1.2% FX fee against 1.8%.

Which pays more cashback, Kite Card or RedotPay Card?

Kite Card pays 0% cashback on its entry tier; RedotPay Card does not publish a rate. Higher tiers go up to 5% on Kite Card.

Which works in more countries, Kite Card or RedotPay Card?

Kite Card lists 9 countries where it works; RedotPay Card does not publish a full country list (200 confirmed so far). Of the markets we check for every card, only RedotPay Card is confirmed in United Kingdom, EU / EEA and UAE.

Who holds my funds with Kite Card and RedotPay Card?

Kite Card is self-custodial; RedotPay Card is custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.