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Cashi Card vs Solayer Card

Solayer Card scores higher on the G2M score: 47/100 against 43/100 (#26 and #29 of 31 cards). Pick Cashi Card for cashback, a lower annual fee and a lower FX fee; pick Solayer Card for more countries and control of your funds.

Cashi Card43

#29 of 31 · 0% to 3% back · annual fee none

Get CashiRead the review
Solayer Card47

#26 of 31 · Not published back · annual fee $20

Get SolayerRead the review

The short answer

  • Solayer Card scores higher on the G2M score: 47/100 against 43/100 (#26 and #29 of 31 cards).
  • Cashi Card pays 0% cashback on its entry tier; Solayer Card does not publish a rate. Higher tiers go up to 3% on Cashi Card.
  • Cashi Card has no annual fee; Solayer Card costs $20 a year.
  • Cashi Card charges less on foreign currency: a 1% FX fee against 1.5%.
  • Solayer Card is confirmed in more countries: 154 against 0, though neither publishes a full list. Of the markets we check for every card, only Solayer Card is confirmed in United States.
  • Cashi Card is custodial; Solayer Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Cashi Card
Solayer Card
G2M score
43
47 (better)
Base cashback
0%
Not published
Max cashback
3%
Not published
Paid in
Spending credit
Points
Annual fee
Free (better)
$20
FX fee
1% (better)
1.5%
Top-up fee
0% (better)
1%
Per-purchase fee
None listed
$0.15
ATM
Not published
Supported; fee not published
Network
Visa
Visa
Card type
Prepaid
Credit
Custody
Custodial
Self-custodial
Formats
virtual
virtual, physical
Apple / Google Pay
No / Yes
Yes / Yes
India
Unclear
No
UAE
Unclear
No
United States
Unclear
Yes
United Kingdom
Unclear
No
EU / EEA
Unclear
No
Countries
App in 100+ countries; Cashi does not publish a card country list
154
Bank account (IBAN or account number)
In your name
No
Send money to a bank account
20 currencies
No
Buy and sell crypto with fiat
Buy and sell
No
Spend against crypto without selling
Not confirmed
No
Yield on your balance
Not confirmed
Yes
Tiers
Cashi Card
Membership
Perks
Personal USD account · Cash in and out in 20+ currencies · 3% on subscriptions, 2% online, 1% travel (capped)
Referral points

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Cashi Card or Solayer Card?

Solayer Card scores higher on the G2M score: 47/100 against 43/100 (#26 and #29 of 31 cards). Pick Cashi Card for cashback, a lower annual fee and a lower FX fee; pick Solayer Card for more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Cashi Card or Solayer Card?

Cashi Card has no annual fee; Solayer Card costs $20 a year. Cashi Card charges less on foreign currency: a 1% FX fee against 1.5%.

Which pays more cashback, Cashi Card or Solayer Card?

Cashi Card pays 0% cashback on its entry tier; Solayer Card does not publish a rate. Higher tiers go up to 3% on Cashi Card.

Which works in more countries, Cashi Card or Solayer Card?

Solayer Card is confirmed in more countries: 154 against 0, though neither publishes a full list. Of the markets we check for every card, only Solayer Card is confirmed in United States.

Who holds my funds with Cashi Card and Solayer Card?

Cashi Card is custodial; Solayer Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.