[ one purchase ]

Real swipe receipt

A card says “up to 4% back”. Here is what one purchase really costs: every fee it adds, the cashback, and the result. Pick a card, a purchase and a currency, then post the receipt picture on X.

Card

Tier

Purchase amount

Card's base currency

Paid in

Show receipt in

Paying in USD on a EUR card is a foreign purchase: the FX fee and any foreign-only fees apply.

Match a real swipe Matching a real app screenshot? Enter the amount it shows.

Amount in EURThe "transaction cleared" amount: price with the FX fee already in the rate. Fixed fees are added on top.

[ swipe receipt ]Nexo Card

Coffee · Base · EUR card · paid in USD

Merchant price: $10.00
+ FX fee (2%, USD on a EUR card): $0.20
= Cleared amount (price + FX): $10.20 · €9.10
− Cashback (0.5% in NEXO or BTC): $0.05

Paid at the till

$10.20

Real cost after cashback

$10.15

−1.50%Costs you $0.15 more

Advertised: up to 2% back

Live mid-market rate. Your card's rate on the day can differ by a few cents: match your app above.

Cashback stops at $50 a month

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Fees come from each card's published fee list: per-purchase and flat fees, small-purchase fees (limits in US dollars), the FX fee when the card does not bill in your currency, and the top-up fee on what you load. Cashback is the tier's ongoing rate; monthly caps are noted. Exchange rates are live and refreshed every hour.