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Cashi Card vs DogPay Card

Cashi Card scores higher on the G2M score: 43/100 against 36/100 (#29 and #31 of 31 cards). Pick Cashi Card for cashback; pick DogPay Card for a lower FX fee.

Cashi Card43

#29 of 31 · 0% to 3% back · annual fee none

Get CashiRead the review
DogPay Card36

#31 of 31 · Not published back · annual fee none

Get DogPayRead the review

The short answer

  • Cashi Card scores higher on the G2M score: 43/100 against 36/100 (#29 and #31 of 31 cards).
  • Cashi Card pays 0% cashback on its entry tier; DogPay Card does not publish a rate. Higher tiers go up to 3% on Cashi Card.
  • Neither card has an annual fee.
  • DogPay Card charges less on foreign currency: a 0.5% FX fee against 1%.
  • Neither card has confirmed a country we can count yet.
  • Both are custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Cashi Card
DogPay Card
G2M score
43 (better)
36
Base cashback
0%
Not published
Max cashback
3%
Not published
Paid in
Spending credit
Not published
Annual fee
Free
Free
FX fee
1%
0.5% (better)
Top-up fee
0% (better)
1%
Per-purchase fee
None listed
1% + $0.3
ATM
Not published
Physical card at supported ATMs; fee not published
Network
Visa
Visa / Mastercard
Card type
Prepaid
Prepaid
Custody
Custodial
Custodial
Formats
virtual
virtual, physical
Apple / Google Pay
No / Yes
Yes / Yes
India
Unclear
Unclear
UAE
Unclear
Unclear
United States
Unclear
Unclear
United Kingdom
Unclear
Unclear
EU / EEA
Unclear
Unclear
Countries
App in 100+ countries; Cashi does not publish a card country list
Depends on your region and identity checks; no country list published
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
20 currencies
1 currency
Buy and sell crypto with fiat
Buy and sell
Sell only
Spend against crypto without selling
Not confirmed
Not confirmed
Yield on your balance
Not confirmed
Yes
Tiers
Cashi Card
Basic · Premium · Platinum · Ultra
Perks
Personal USD account · Cash in and out in 20+ currencies · 3% on subscriptions, 2% online, 1% travel (capped)
Personal USD account (ACH, Fedwire, SWIFT) · 6% a year on stablecoins (Earn) · Card top-up fee 1% · $10 per virtual card · Up to 2 cards

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 28 Oct 2026; see each card's review for its sources.

Questions

Which is better, Cashi Card or DogPay Card?

Cashi Card scores higher on the G2M score: 43/100 against 36/100 (#29 and #31 of 31 cards). Pick Cashi Card for cashback; pick DogPay Card for a lower FX fee. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Cashi Card or DogPay Card?

Neither card has an annual fee. DogPay Card charges less on foreign currency: a 0.5% FX fee against 1%.

Which pays more cashback, Cashi Card or DogPay Card?

Cashi Card pays 0% cashback on its entry tier; DogPay Card does not publish a rate. Higher tiers go up to 3% on Cashi Card.

Which works in more countries, Cashi Card or DogPay Card?

Neither card has confirmed a country we can count yet.

Who holds my funds with Cashi Card and DogPay Card?

Both are custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.

Cashi Card vs DogPay Card: fees, cashback and countries compared · G2M