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Jupiter Card vs Kolo Card

Jupiter Card scores higher on the G2M score: 73/100 against 46/100 (#5 and #26 of 28 cards). Pick Jupiter Card for cashback, a lower FX fee and more countries; pick Kolo Card for control of your funds.

Jupiter Card73

#5 of 28 · 2% to 4% back · annual fee none

Get JupiterRead the review
Kolo Card46

#26 of 28 · 1% to 2% back · annual fee none

Get KoloRead the review

The short answer

  • Jupiter Card scores higher on the G2M score: 73/100 against 46/100 (#5 and #26 of 28 cards).
  • Jupiter Card pays more cashback on its entry tier: 2% against 1%. Higher tiers go up to 4% on Jupiter Card and 2% on Kolo Card.
  • Neither card has an annual fee.
  • Jupiter Card charges less on foreign currency: a 1% FX fee against 1.4%.
  • Jupiter Card is confirmed in more countries: 51 against 3, though neither publishes a full list. Of the markets we check for every card, only Jupiter Card is confirmed in United States, and only Kolo Card is confirmed in United Kingdom.
  • Jupiter Card is custodial; Kolo Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Jupiter Card
Kolo Card
G2M score
73 (better)
46
Base cashback
2% (better)
1%
Max cashback
4% (better)
2%
Paid in
USDC
BTC, daily
Annual fee
Free
Free
FX fee
1% (better)
1.4%
Top-up fee
0%
0%
Per-purchase fee
None listed
1%
ATM
Not published
USD card only: $1 + 0.65%, up to $500 a withdrawal and 3 a day, at contactless ATMs. No ATM access on the EUR card.
Network
Visa
Visa
Card type
Debit
Debit
Custody
Custodial
Self-custodial
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
Unclear
UAE
Yes
Yes
United States
Yes
Unclear
United Kingdom
Unclear
Yes
EU / EEA
Unclear
Unclear
Countries
52
60
Bank account (IBAN or account number)
In your name
No
Send money to a bank account
15 currencies
1 currency
Buy and sell crypto with fiat
Buy and sell
Sell only
Spend against crypto without selling
No
No
Yield on your balance
No
No
Tiers
Standard · Referral boost
Kolo Card
Perks
Works on Arbitrum, Base, Solana and Sui
Visa Platinum benefits, claimed through Visa · Send crypto to any SEPA bank account · 2% for the first 30 days

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Jupiter Card or Kolo Card?

Jupiter Card scores higher on the G2M score: 73/100 against 46/100 (#5 and #26 of 28 cards). Pick Jupiter Card for cashback, a lower FX fee and more countries; pick Kolo Card for control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Jupiter Card or Kolo Card?

Neither card has an annual fee. Jupiter Card charges less on foreign currency: a 1% FX fee against 1.4%.

Which pays more cashback, Jupiter Card or Kolo Card?

Jupiter Card pays more cashback on its entry tier: 2% against 1%. Higher tiers go up to 4% on Jupiter Card and 2% on Kolo Card.

Which works in more countries, Jupiter Card or Kolo Card?

Jupiter Card is confirmed in more countries: 51 against 3, though neither publishes a full list. Of the markets we check for every card, only Jupiter Card is confirmed in United States, and only Kolo Card is confirmed in United Kingdom.

Who holds my funds with Jupiter Card and Kolo Card?

Jupiter Card is custodial; Kolo Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.