Cashi Card vs Karta.io Card
Cashi Card scores higher on the G2M score: 43/100 against 40/100 (#29 and #30 of 31 cards). Pick Cashi Card for cashback; pick Karta.io Card for control of your funds.
The short answer
- Cashi Card scores higher on the G2M score: 43/100 against 40/100 (#29 and #30 of 31 cards).
- Cashi Card pays 0% cashback on its entry tier; Karta.io Card does not publish a rate. Higher tiers go up to 3% on Cashi Card.
- Neither card has an annual fee.
- Both charge a 1% FX fee on foreign currency.
- Neither card has confirmed a country we can count yet.
- Cashi Card is custodial; Karta.io Card is self-custodial.
Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.
Side by side
Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.
Questions
Which is better, Cashi Card or Karta.io Card?
Cashi Card scores higher on the G2M score: 43/100 against 40/100 (#29 and #30 of 31 cards). Pick Cashi Card for cashback; pick Karta.io Card for control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.
Which has lower fees, Cashi Card or Karta.io Card?
Neither card has an annual fee. Both charge a 1% FX fee on foreign currency.
Which pays more cashback, Cashi Card or Karta.io Card?
Cashi Card pays 0% cashback on its entry tier; Karta.io Card does not publish a rate. Higher tiers go up to 3% on Cashi Card.
Which works in more countries, Cashi Card or Karta.io Card?
Neither card has confirmed a country we can count yet.
Who holds my funds with Cashi Card and Karta.io Card?
Cashi Card is custodial; Karta.io Card is self-custodial.
More comparisons
Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.